UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-14428 RENAISSANCERE HOLDINGS LTD. (Exact Name Of Registrant As Specified In Its Charter) (State or Other Jurisdiction of Incorporation or ...

Core Viewpoint - RenaissanceRe Holdings Ltd. reported a modest operating loss in Q1 2025 due to significant catastrophe events, including California wildfires, but demonstrated resilience with a 7% annualized return on average common equity and strong investment performance [7][14][20]. Financial Performance - The company experienced a $771 million underwriting loss and a combined ratio of 128%, with a 52.6 percentage point impact from large losses [3][14]. - Fee income was suppressed at $30 million, down 64% from Q1 2024, with negative performance fees of $16 million [3][14]. - Retained net investment income was $279 million, supported by $328 million in retained mark-to-market gains [5][14]. Catastrophe Impact - The net negative impact from large losses was $703 million after-tax, primarily from California wildfires, which accounted for $633 million of the losses [3][14][17]. - The property catastrophe combined ratio was reported at 176%, reflecting a current accident year loss ratio of 170% [4][14]. Underwriting and Market Conditions - Management expects property catastrophe market conditions to remain attractive, with growing demand and strong pricing, particularly in Florida [7][20]. - The casualty market is showing signs of improvement, with rates continuing to increase and enhanced claims management strategies being implemented [8][20]. Capital Management - The company repurchased 1.5 million shares for $361 million at an average price of $242 per share during the quarter [5][14]. - An $800 million debt issuance was completed, including $500 million of RenaissanceRe senior notes and $300 million of Da Vinci senior notes [6][14]. Strategic Outlook - RenaissanceRe is positioned to benefit from increased risk aversion in a volatile macroeconomic environment, with a focus on margin preservation and growth opportunities in property catastrophe [12][20]. - The company updated its wildfire models to enhance quoting confidence for wildfire-exposed deals in Q2 2025 renewals [8][20].

Core Insights - RenaissanceRe reported $3.13 billion in revenue for Q1 2025, a 10.3% year-over-year increase, exceeding the Zacks Consensus Estimate by 7.79% [1] - The company experienced an EPS of -$1.49, a significant decline from $12.18 a year ago, with a surprise of -365.63% compared to the consensus estimate of -$0.32 [1] Financial Performance Metrics - The combined ratio was reported at 128.3%, higher than the estimated 113.5% by analysts [4] - The underwriting expense ratio was 27.5%, better than the average estimate of 30.2% [4] - The net claims and claim expense ratio for the calendar year was 100.8%, exceeding the estimated 83.4% [4] - Net investment income was $405.35 million, slightly below the average estimate of $428.77 million, but a 3.7% increase year-over-year [4] - Net premiums earned totaled $2.72 billion, surpassing the estimate of $2.47 billion, reflecting an 11.3% year-over-year increase [4] - Equity in earnings of other ventures was $17.83 million, exceeding the estimate of $9.43 million, marking a 26.2% year-over-year increase [4] - Net premiums earned in the property segment were $1.25 billion, significantly higher than the estimated $956.47 million, representing a 33.3% year-over-year increase [4] - Net premiums earned in the casualty and specialty segment were $1.47 billion, slightly below the estimate of $1.52 billion, showing a -2.3% year-over-year change [4] - Other income was reported at $0.91 million, significantly lower than the estimated $2 million, indicating a -1928% year-over-year change [4] Stock Performance - RenaissanceRe shares returned +1.8% over the past month, contrasting with the Zacks S&P 500 composite's -6.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

RenaissanceRe Holdings Ltd. Contents | | Page | | --- | --- | | Basis of Presentation | i | | Financial Highlights | 1 | | Summary Consolidated Financial Statements | | | a. Consolidated Statements of Operations | 3 | | b. Consolidated Balance Sheets | 4 | | Underwriting and Reserves | | | a. Consolidated Segment Underwriting Results | 5 | | b. Consolidated and Segment Underwriting Results - Five Quarter Trend | 6 | | c. Property Segment - Catastrophe and Other Property Underwriting Results | 9 | | d. Gross ...

RenaissanceRe Holdings Ltd. (RNR) recently introduced a new property catastrophe bond fund called RenaissanceRe Medici UCITS Fund, which is registered in Ireland. This fund is designed to give European and global investors access to RenaissanceRe’s catastrophe bond investment strategy within a European-regulated UCITS structure. The Central Bank of Ireland is regulating Medici UCITS.The new fund is an extension of the company’s existing RenaissanceReMedici Fund Ltd., following similar investment principles. ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-14428 RENAISSANCERE HOLDINGS LTD. (Exact Name Of Registrant As Specified In Its Charter) (State or Other Jurisdiction of Incorporation or Organizat ...

RenaissanceRe Holdings Ltd. (RNR) reported fourth-quarter 2024 operating income of $8.06 per share, which beat the Zacks Consensus Estimate by 5.9%. However, the bottom line declined 31.5% year over year.See the Zacks Earnings Calendar to stay ahead of market-making news.Total operating revenues of $3 billion advanced 12.6% year over year. Yet, the top line fell short of the consensus mark by 1.2%.The quarterly results were aided by strong premium growth, supported by the Validus acquisition and organic gro ...

Shares of RenaissanceRe Holdings (NYSE: RNR ) have been a moderate performer over the past year, gaining 21%. However, shares have fallen about 10% from their recent high over concerns around losses from a more active hurricane season and the California wildfires. On Tuesday afternoon, theOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock ...

RenaissanceRe (RNR) reported $2.96 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 12.6%. EPS of $8.06 for the same period compares to $11.77 a year ago.The reported revenue represents a surprise of -1.22% over the Zacks Consensus Estimate of $2.99 billion. With the consensus EPS estimate being $7.61, the EPS surprise was +5.91%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determ ...

RenaissanceRe (RNR) came out with quarterly earnings of $8.06 per share, beating the Zacks Consensus Estimate of $7.61 per share. This compares to earnings of $11.77 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.91%. A quarter ago, it was expected that this insurance company would post earnings of $7.89 per share when it actually produced earnings of $10.23, delivering a surprise of 29.66%.Over the last four quarters, the ...