Core Insights - The author transitioned from a traditional financial career to focus on personal finance education through online platforms [1] Group 1: Background and Experience - The author has a background in finance-marketing, holding a bachelor's degree, CFP title, and an MBA in financial services [1] - The author worked in private banking for five years before deciding to pursue a different path [1] Group 2: Career Transition - In 2016, the author left the financial industry to travel across North America and Central America with family, which was a transformative experience [1] - In 2017, the author quit the financial job to help others with personal finance through investing websites [1]

PNC is considering charging financial-technology companies for access to valuable customer data, following the lead of JPMorgan, CEO Bill Demchak said. https://t.co/HwcZc5Neww ...

Investment Rating - The report indicates a cautious outlook on near-term growth momentum despite a strong GDP print, suggesting the need for more policy stimulus to boost investment demand and support the labor market [6]. Core Insights - China's 2Q25 GDP grew by 5.2% year-on-year, slightly below the 5.4% growth in 1Q25, but above market consensus of 5.1% [1][8]. - Industrial production (IP) showed a surprising increase to 6.8% in June, driven by resilient export activities, with manufacturing IP accelerating to 7.4% [3][8]. - Retail sales growth moderated to 4.8% in June, lower than the previous month and consensus expectations, indicating potential weakness in domestic demand [4][8]. - Fixed asset investment (FAI) growth slowed to 2.8% year-to-date, with a significant contraction in property investment at -11.2% year-on-year [5][8]. - The urban unemployment rate remained stable at 5.0% in June, with disposable income per capita increasing by 5.1% year-on-year [10][11]. Summary by Sections Economic Growth - 2Q25 GDP growth was reported at 5.2% year-on-year, with a sequential increase of 1.1% quarter-on-quarter [1][8]. - In the first half of 2025, real GDP growth reached 5.3%, surpassing the annual policy target of "around 5%" [1]. Industrial Production - IP growth rose to 6.8% in June from 5.8% in May, with manufacturing IP accelerating to 7.4% [3][8]. - Growth was observed in 36 out of 41 industries, with notable increases in industrial robots and integrated circuits [3]. Retail Sales - Retail sales increased by 4.8% year-on-year in June, down from 6.3% in May, influenced by earlier promotions and subsidy halts [4][8]. - Catering services saw a significant slowdown, with growth dropping to 0.9% year-on-year [4]. Fixed Asset Investment - FAI growth moderated to 2.8% year-to-date, with a single-month growth of only 0.5% year-on-year [5][8]. - Property investment continued to decline sharply, with a contraction of -11.2% year-on-year [5]. Labor Market and Income - The urban unemployment rate remained unchanged at 5.0% in June, with average weekly hours worked at 48.5 [10][11]. - Disposable income per capita reached RMB 9,661 in 2Q, reflecting a 5.1% year-on-year increase [11].

The market expects Raymond James Financial, Inc. (RJF) to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on July 23, might help the stock move higher if these key numbe ...

Core Viewpoint - The article emphasizes the importance of identifying and sustaining stock price trends for successful short-term investing, highlighting the need for strong fundamentals and positive earnings revisions to maintain momentum [1][2]. Group 1: Stock Performance - Paysign, Inc. (PAYS) has shown a significant price increase of 246.2% over the past 12 weeks, indicating strong investor interest [4]. - The stock has also experienced a price increase of 50.3% over the last four weeks, suggesting that the upward trend is still intact [5]. - PAYS is currently trading at 86.4% of its 52-week high-low range, indicating a potential breakout opportunity [5]. Group 2: Fundamental Strength - PAYS holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises [6]. - The stock has an Average Broker Recommendation of 1 (Strong Buy), reflecting high optimism from the brokerage community regarding its near-term price performance [7]. Group 3: Investment Strategy - The article suggests that investors can utilize the "Recent Price Strength" screen to identify stocks like PAYS that are on an upward trend supported by strong fundamentals [3][8]. - It also mentions the availability of over 45 Zacks Premium Screens tailored to different investing styles, which can help in finding potential winning stocks [8].

Momentum investing is essentially the opposite of the tried-and-tested Wall Street adage -- "buy low and sell high." Investors following this investing style typically avoid betting on cheap stocks and waiting long for them to recover. They believe instead that one could make far more money in lesser time by "buying high and selling higher."Everyone likes betting on fast-moving trending stocks, but it isn't easy to determine the right entry point. These stocks often lose momentum when their future growth po ...

The campaign rejects outdated tropes of austerity and lectures. Instead, it taps into Gen Z's unapologetic relationship with money: one where indulgence and responsibility can co-exist. The core message: You can have your cake and eat it too, if you know how to manage your money. "This is not about dumbing down financial information. Gen Z is financially savvy, just on a different wavelength," said Stefano Marrone, Chief Marketing Officer of Siebert Financial and Creative Lead on the campaign. "They invest, ...

Core Insights - Caesars Entertainment is launching a new premium credit card, the Caesars Rewards Prestige Visa Signature, in partnership with Bread Financial, aimed at enhancing customer experience and loyalty [1][2][3] Group 1: Credit Card Features - The Caesars Rewards Prestige Visa Signature credit card has a $149 annual fee and offers up to $450 in annual value through various perks [1][2] - Cardmembers can earn rewards on everyday purchases and unlock exclusive benefits in travel, entertainment, dining, and gaming [2][3] - The card includes a complimentary hotel night upon anniversary (up to $300), $50 Slot Play, and $100 Caesars dining credit [4] Group 2: Tier Credits and Bonuses - New cardholders can earn up to 25,000 additional Tier Credits in their first year, accelerating their progress in the Caesars Rewards loyalty program [2][5] - The card provides multiple opportunities for earning Tier Credits, including bonuses for spending outside Caesars Rewards destinations [5] Group 3: Company Background - Caesars Entertainment is the largest casino entertainment company in the U.S., operating under various brand names and offering a wide range of gaming and hospitality services [7] - The company focuses on enhancing guest value through its Caesars Rewards loyalty program and a commitment to operational excellence and technology leadership [7] Group 4: Partner Company Overview - Bread Financial is a tech-forward financial services company that provides personalized payment and lending solutions, enhancing customer experiences in various sectors [8]

Company Overview - Pluxee N.V. is a global player in Employee benefits and Engagement, operating in 29 countries [1] - The company offers a broad range of solutions across Meal & Food, Wellbeing, Lifestyle, Reward & Recognition, and Public Benefits [1] - Pluxee has over 5,000 engaged team members and serves more than 500,000 clients, 37 million consumers, and 1.7 million merchants [1] Financial Transactions - As of June 30, 2025, the liquidity account held 198,165 ordinary shares valued at €6,347,475 [3] - During the first half of 2025, Pluxee purchased 718,910 ordinary shares for €14,773,178 across 4,467 transactions [3] - The company disposed of 719,962 ordinary shares for €15,127,389 across 4,431 transactions during the same period [3] Previous Period Comparison - In the previous half-yearly report as of December 31, 2024, the liquidity account had 200,439 ordinary shares valued at €5,878,911 [3] - From July 1, 2024, to December 31, 2024, Pluxee purchased 972,323 ordinary shares for €19,626,472 across 6,377 transactions [3] - The company disposed of 848,300 ordinary shares for €17,195,841 across 5,661 transactions during that period [3] Initial Contract Assets - At the start of the liquidity contract on January 31, 2024, the liquidity account had assets amounting to €10,000,000 [3]

Core Concept - The inventory financing model serves as an effective tool in supply chain finance to address the dilemma of companies having stock but lacking cash, by converting inventory into financing collateral, thus releasing funds tied up in inventory [1] Group 1: Definition and Mechanism - Inventory financing refers to the process where a financing enterprise uses goods in trade as collateral to apply for loans from financial institutions, while transferring the collateral to a third-party warehouse for safekeeping [2] - The essence of inventory financing is to activate inventory assets, turning excess stock that occupies significant capital into immediately usable liquidity to address urgent financial needs [2] Group 2: Key Roles in Inventory Financing - Financing demand enterprises are the core driving force behind the development of the inventory financing model, as they often require substantial funding for operations but lack traditional collateral like real estate [3] - Funding providers, typically banks, ensure the stable operation of the financing system by assessing the value and liquidity of pledged inventory to determine reasonable financing limits and interest rates [4] - Third-party logistics companies act as trust builders among parties, overseeing and safeguarding pledged inventory to ensure its safety and integrity, thus facilitating smooth financing processes [5] Group 3: Main Types of Inventory Financing - Static pledge involves enterprises pledging their own or third-party owned inventory as collateral, with the goods frozen during the financing period, suitable for clients without other suitable collateral [6] - Dynamic pledge allows enterprises to pledge inventory while maintaining a minimum value threshold, enabling them to withdraw excess goods for sale or production, ideal for businesses with stable inventory [7] - Warehouse receipt pledge involves enterprises pledging their inventory and using the income generated as the primary repayment source, suitable for large commodity traders where goods are standardized [8] Group 4: Competitive Advantages of Inventory Financing - The model enhances liquidity by converting tied-up inventory funds into cash, significantly improving cash flow and operational efficiency, thus strengthening the enterprise's ability to withstand market risks [9] - It lowers financing barriers for small and medium-sized enterprises that lack traditional collateral, allowing them to leverage their core operating assets for funding [10] - The model provides operational flexibility, enabling enterprises to adjust production and sales strategies based on market demand without being restricted by frozen funds [11] - The mechanism of redeeming goods in batches alleviates financial pressure, allowing enterprises to manage funds and inventory more efficiently, thus enhancing operational management and core competitiveness [12]