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Author David Bach reveals how you become a millionaire
Yahoo Finance· 2025-12-13 16:02
Core Insights - The premise of "The Automatic Millionaire" remains that wealth and financial security can be built on an ordinary income, emphasizing that extraordinary income does not guarantee financial success [1] - The concept of "paying yourself first" is highlighted, suggesting that saving 12.5% of gross income is essential for wealth accumulation [2] - The relevance of the "latte factor" has increased, with daily savings from small expenditures now estimated at $27, indicating a greater impact on financial health [2] - Home ownership is deemed essential for wealth building, with a strong disagreement against the notion that renting is cheaper than owning [3][5] - Real estate prices have quadrupled over the past 20 years, reinforcing the importance of local market conditions in real estate investment [4] - The number of millionaires has significantly increased from around 8 million to over 24 million, with projections indicating this number could double in the next decade [7]
X @Forbes
Forbes· 2025-12-13 13:00
2026 Home Improvement Trends: Top 6 Takeaways For Your HomeOnline home improvement platform Thumbtack, which refers professionals for maintenance, repairs and upgrades to users’ homes, teamed up with real estate giant Redfin’s Owner Dashboard this year to compile its latest list of top home improvement trends. These are what the duo are seeing for 2026. https://t.co/bCHUSVIZlD(Photo: Thumbtack) ...
Dow Year-End Rally: Top Dividend And Value ETFs For A 2026 Value Rotation
Seeking Alpha· 2025-12-12 20:52
Brett Ashcroft Green, CFP® is a CERTIFIED FINANCIAL PLANNER™. His family also operates a real estate brokerage in Nevada, one of the most tax-advantaged jurisdictions in the United States for retiring, estate planning, and establishing trusts. He holds an MBA and has worked with high-net-worth and ultra-high-net-worth individuals globally, specializing in private credit and commercial real estate mezzanine financing as a business director at a large family office. Brett is fluent in Mandarin Chinese in both ...
How Much Home Equity You Need To Be Considered ‘House Rich’
Yahoo Finance· 2025-12-11 22:00
Home prices and mortgage balances have shifted so dramatically over the past decade that many Americans now hold far more equity than they realize. But having a lot of wealth tied up in your home doesn’t automatically mean you’re financially secure. Real estate and tax experts said there are clear equity thresholds that determine when you’re genuinely “house rich” and what that actually means for your finances. Check Out: I’m a Real Estate Agent: 7 Places To Avoid Buying a House in 2026 Read Next: 6 Safe ...
Real-Estate Stocks Have Bounced. Lower Mortgage Rates Help.
Barrons· 2025-12-11 21:45
Lower mortgage rates are a boon for home buyers and owners who are looking to refinance. ...
ASX Market Open: Oz shares heading for W50 weekly gains with Friday rally | Dec 12
The Market Online· 2025-12-11 21:44
Market Overview - The Australian stock market (ASX) is expected to end the week on a positive note, with futures up by 1% as of Friday morning [1] - The S&P 500 and Dow Jones indices closed higher, with increases of 0.2% and 1.3% respectively, while the Nasdaq composite fell by 0.25% [3] Company News - BHG Capital is speculated to be preparing a takeover offer for Webjet Ltd (ASX:WEB), motivated by the company's cash reserves of $110 million [4] - The Australian Competition and Consumer Commission (ACCC) has rejected Insurance Australia Group's (ASX:IAG) proposal to acquire the Royal Automobile Club of Western Australia for $855 million [4] - Dexus (ASX:DXS) has completed the acquisition of Westfield Chermside for $683 million [4] Mining Sector - Black Cat Syndicate (ASX:BC8) is acquiring strategic tenements near Lakewood, while GreenX Metals (ASX:GRX) has activated an option to acquire 90% of Group 11, which holds several Tannenberg licenses, providing significant potential in Germany [5] Commodity Prices - The Australian dollar is trading at 66.6 U.S. cents [6] - Iron ore prices decreased by 1% to $101.75 per tonne, Brent crude oil fell by 1% to $61.56 per barrel, and gold is priced at $4,282 per ounce [6]
My estranged dad left me $420K when he died and I want to make the most of it. Should I invest in stocks or buy a house?
Yahoo Finance· 2025-12-11 18:00
For the baby boom generation, homeownership was a primary path to wealth building. As of 2025, boomers hold $19 trillion in residential real estate — out of the $47.9 trillion total value of the U.S. owner-occupied housing market. (1) But is real estate still a surefire way to grow wealth? That’s the question Lena is asking. She’s a 32-year-old single mom with a young son. After the recent passing of her estranged father, she inherited $420,000. Once her debts were paid, she was left with about $400,000 — ...
Caliber Commences LINK Staking to Support Chainlink Node Program
Globenewswire· 2025-12-11 12:30
Core Insights - Caliber has staked 75,000 LINK tokens with a leading Chainlink node operator, marking its first direct involvement in the Chainlink Network's infrastructure [1][2][3] - The staking is part of Caliber's Digital Asset Treasury (DAT) strategy, aimed at providing public equity investors with transparent exposure to digital finance infrastructure [3][4] - Caliber expects to earn a token-denominated yield from its staked LINK while retaining possession and control of the tokens [2][3] Company Strategy - The staking initiative is a significant milestone in Caliber's DAT strategy, which focuses on actively supporting Chainlink's growth rather than passive holding of LINK [3][4] - By partnering with node operators, Caliber aims to participate in the economic value generated from the transformation of traditional finance to on-chain systems [5] - The company has a legacy of identifying misunderstood opportunities and aims to secure the core routing layer for modernizing global finance [5] Market Context - As of the announcement, the cumulative transaction value enabled by Chainlink's services reached $27 trillion, indicating substantial market activity [5] - Caliber's initiative positions it as an early participant in the evolving landscape of digital finance, with expectations of increased institutional support for node operators as the network matures [5][6] - The move reflects a broader trend of integrating traditional finance with blockchain technology, which is seen as a transformative shift in the industry [4][5]
X @The Wall Street Journal
The Wall Street Journal· 2025-12-11 01:45
House flippers accounted for nearly 8% of single-family and condo sales nationwide in 2024. But it’s a tough business to make a profit. https://t.co/RFUo7Knril ...
开盘:三大指数小幅高开 海南自贸区板块涨幅居前
Sou Hu Cai Jing· 2025-12-11 01:36
1、财政部有关负责人日前表示,2025年到期续作特别国债是原特别国债的等额滚动发行,仍与原有资 产负债相对应,不增加财政赤字。 2、IMF中国事务主管索纳莉·贾殷-钱德拉表示,IMF中国代表团成员上调今年中国经济增长预期至5%, 较10月上调0.2个百分点。 3、存储模组厂透露,目前NAND缺货程度远超过以往,多家同行手中库存仅能撑到2026年第一季度,3 月起部分厂商无货可交,第二季后缺货将成为全面现象。 4、近日,中国算力平台地方专区正式上线运行。其中,中国算力平台(上海)率先完成与全国总平台 的全体系联动,这一重要进展标志着全国一体化算力网建设取得阶段性突破。 5、半导体设备厂商透露,台积电与日月光集团、Amkor与联电等都在加速扩充先进封装CoWoS产能, 从订单分布观察,2026-2027年GPU、ASIC客户需求均超出预期。 来源:股市直击 12月11日消息,三大指数小幅高开,海南自贸区板块涨幅居前。截至今日开盘,沪指报3903.89,涨 0.09%;深成指报13333.29点,涨0.13%;创指报3210.55点,涨0.05%。 消息面: 13、世纪华通公告,子公司参股的国盛资本持有摩尔线程19 ...