Financial Data and Key Metrics Changes - Jackson Financial reported adjusted operating earnings of $455 million for Q4 2025, reflecting continued strength across spread-based products and a 12% growth in adjusted operating earnings for the full year [5][13] - The company achieved over $1 billion in free capital generation for the second consecutive year, with free cash flow totaling $838 million for the full year [6][36] - Adjusted operating earnings per share increased by 33% to $6.43, driven by strong spread income growth and a lower diluted share count [16][18] Business Line Data and Key Metrics Changes - Retail annuity sales reached nearly $20 billion for the full year, the highest level since 2019, with a record $2.3 billion in RILA sales for Q4, up 53% year-over-year [6][10] - The retail annuity segment delivered 27% growth over last year's fourth quarter, with RILA assets under management growing to over $20 billion [18][22] - Fixed index annuity sales contributed $812 million during the quarter, indicating strong momentum in the product lineup [19][22] Market Data and Key Metrics Changes - Total retail annuity account values increased by 7% to $269 billion at year-end 2025, supported by strong sales in RILA and fixed index annuities [7][10] - Variable annuity net outflows remained elevated, reflecting an aging policyholder base and market conditions, but were offset by strong investment performance generating over $28 billion [20][21] - The RBC ratio stood at 567%, indicating a strong capital position above the minimum target [7][41] Company Strategy and Development Direction - Jackson Financial closed a strategic partnership with TPG to support accelerated growth in its spread-based business, enhancing capital efficiency and product offerings [5][12] - The company aims to leverage its diversified product suite to meet various consumer needs, focusing on income, protection, growth, and legacy benefits [61] - Future growth targets include free capital generation of at least $1.2 billion for 2026 and a capital return target of $900 million to $1.1 billion [12][39] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in maintaining a balanced approach to capital management, focusing on financial strength, growth, and capital return to shareholders [6][8] - The partnership with TPG is expected to enhance profitability and support the growth of the spread-based business, with a positive outlook for retail annuity sales [62][64] - Management anticipates that surrender activity will remain closely tied to equity market performance, with expectations for improved actual-to-expected results in 2026 [21][78] Other Important Information - The company returned over $862 million to common shareholders in 2025, exceeding its capital return target range [7][38] - Jackson's annual actuarial assumptions review resulted in a favorable impact on operating earnings, reflecting improved mortality trends [17][30] - The establishment of Hickory Re as a subsidiary is expected to contribute to future cash flows and enhance the capital profile of Brook Re [48][50] Q&A Session Summary Question: Can you provide more details on capital levels and tracking? - Management discussed the progress of Brook Re and its diversified liability profile, highlighting recent reinsurance transactions that enhance stability [47][48] Question: What is the expected impact of the TPG partnership on growth? - Management indicated that the partnership will support strong retail annuity sales and enhance product offerings, with expectations for growth in the coming years [56][62] Question: How will cash flow from Hickory Re be managed? - It was clarified that dividends from Hickory Re would flow up to Brook Re and then to the holding company, supporting ongoing capital return strategies [65][66]

Trisura Group (OTCPK:TRRS.F) Fireside chat February 19, 2026 10:00 AM ET Company ParticipantsDavid Clare - CEOConference Call ParticipantsDoug Young - Managing Director and Senior Equity AnalystOperatorGood morning, everyone, and we apologize for the delay this morning. Thank you for joining us on today's call with David Clare, CEO of Trisura Group, and Doug Young, Bank and Insurance analyst at Desjardins. A quick reminder before we begin, as attendees, you are in listen-only mode. You will be able to submi ...

The Allstate Corporation, a US-based insurance and financial services provider, has announced preliminary catastrophe losses of approximately $175 million for January 2026, equivalent to $138 million after tax, primarily attributed to Winter Storm Fern.This compares with substantially higher catastrophe losses in January 2025, when the company reported $1.08 billion, or $849 million after tax, largely driven by California wildfires.That 2025 figure included reinsurance reinstatement premiums and an estimate ...

Jackson Financial (NYSE:JXN) Q4 2025 Earnings call February 19, 2026 10:00 AM ET Speaker5Hello, everyone, and welcome to the Jackson Financial 4Q25 Earnings Call. My name is Charlie, and I'll be coordinating the call today. You will have the opportunity to ask a question at the end of the presentation. If you'd like to register a question, please press star followed by one on your telephone keypad. I'll now hand over to our host, Liz Werner, Head of Investor Relations. Again, Liz, please go ahead.Speaker3Go ...

Financial Results Q4 2025 NYSE: RDN www.radian.com Safe Harbor Statements All statements in this presentation that address events, developments or results that we expect or anticipate may occur in the future are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and the U.S. Private Securities Litigation Reform Act of 1995. In most cases, forward- looking statements may be identified by words such as "anticipate," ...

Core Insights - LPL Financial Holdings Inc. (LPLA) has formed a strategic partnership with Simplicity Group to enhance its insurance platform and support for financial advisors, effective May 1, 2026 [1][9] Partnership Details - Simplicity will act as LPLA's preferred Brokerage General Agency (BGA), providing a wide range of insurance products, advanced technology, and dedicated client service support to advisors [2] - LPLA will transition its internal insurance unit, LPL Insurance Associates, to Simplicity to create a more unified experience for advisors and clients [2] Advisor Benefits - Advisors using Simplicity's platform will gain access to specialized wholesale assistance, point-of-sale support, integrated insurance solutions, and advanced planning expertise for high-net-worth individuals [3] Strategic Goals - The partnership aims to provide advisors with advanced technology and support, enabling them to build deeper client relationships and address a broader range of financial needs, which is expected to drive revenue growth and asset retention [5] Market Position - LPLA has a network of over 32,000 advisors and nearly $2.4 trillion in brokerage and advisory assets, which will significantly enhance Simplicity's distribution capabilities and competitive position in the insurance advisory market [6] Ongoing Expansion Efforts - LPLA is actively expanding its wealth management platform through strategic acquisitions and partnerships, including the acquisition of Commonwealth Financial and The Investment Center in 2025, and Crown Capital Securities and Atria Wealth Solutions in 2024 [7][8]

For the quarter ended December 2025, Lemonade (LMND) reported revenue of $228.1 million, up 53.3% over the same period last year. EPS came in at -$0.29, compared to -$0.42 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $216.67 million, representing a surprise of +5.28%. The company delivered an EPS surprise of +28.97%, with the consensus EPS estimate being -$0.41.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and ...

We saw employee engagement scores rise again to an all-time high, We completed the sale of Armada MGA and announced the sale of Acadian MGA which crystallized $390,000,000 of liquidity and almost $200,000,000 of off balance sheet value while agreeing long-term capacity deals on underwriting. Finally, it has been important to attract top talent to the company while growing talent internally. We have had great momentum, and in 2025, we welcomed 18 senior leaders to the company as well as promoting six from wi ...

Insurity Announces Billing-as-a-Service Now Costs Less Than Running Billing In-House for P&C Carriers and MGAsFeb 19, 2026 10:16 AM Eastern Standard Time# Insurity Announces Billing-as-a-Service Now Costs Less Than Running Billing In-House for P&C Carriers and MGAsShare---Insurity has expanded Billing-as-a- Service, making the platform the most cost-effective and seamless way to manage insurance billing at scaleHARTFORD, Conn.--([BUSINESS WIRE])-- [Insurity], a leading provider of cloud-based software for p ...

Jackson Financial Inc. Fourth Quarter and Full Year 2025 Financial Results For Presentation on February 19, 2026 Forward-Looking Statements and Non-GAAP Measures The information in this document contains forward-looking statements about future events and circumstances and their effects upon revenues, expenses and business opportunities. Generally speaking, any statement in this document not based upon historical fact is a forward-looking statement. Forward-looking statements can also be identified by the us ...