Group 1 - The core viewpoint emphasizes that the flourishing of "specialty industries" relies heavily on continuous financial support, highlighting the challenges faced by enterprises in securing funding for expansion and innovation [1][2] - In the context of the local manufacturing sector, many companies are experiencing a pressing need for financial support during critical phases of new factory construction and equipment upgrades, particularly due to a lack of traditional collateral [2][3] - The "specialized and innovative" enterprises are witnessing rapid growth in short-term funding needs, driven by increased market demand and the necessity for capacity expansion [3][4] Group 2 - Financial institutions are innovating their products to address the financing challenges faced by specialty industry clusters, with banks like Postal Savings Bank offering credit loans without collateral, significantly alleviating funding pressures for expanding businesses [5][6] - The "Tech Credit" product is designed specifically for specialized and high-tech enterprises, focusing on evaluating technological advancement and market potential rather than traditional asset-based lending [5][6] - Financial services are evolving from merely providing funds to becoming comprehensive service partners, with banks actively engaging with potential enterprises and offering tailored solutions to enhance operational efficiency and reduce costs [6][7]