一、四平市农机产业发展现状 一是产业规模与地位突出。四平市是我国重要的农机生产制造基地，现有农机生产企业30余户，其中规 上企业7户，国家级专精特新"小巨人"企业2户，2024年全市规上农机企业总产值8亿元，规模总量约占 全省50%，是吉林省农机生产企业最为集中区域。 二是产业集聚与平台建设加速。四平市抓住黑土地保护利用全面提档的有利契机，大力建设中国黑土地 保护农机产业创新示范基地。基地总规划面积4.4平方公里，计划总投资109亿元，旨在打造100亿元级 农机产业园区，推动产业链、创新链、供应链、载体链深度融合。 三是财政补贴与政策支持同步推动。一方面，中央财政对高性能播种机、智能联合收获机等实行"优机 优补"，吉林省额外扩大报废补贴范围至25类机具，并提高补贴标准。另一方面，四平市积极推进企业 申报国家、省各项支持政策，8款产品进入省"首台套"目录，其中，康达农机指夹式免耕播种机通过 省"首台套"获得省高质量发展专项资金。 二、四平市金融支持农机产业实践探索 金融作为农机产业发展的重要支撑，其支持力度与效果直接影响产业整体水平。近年来，四平市金融机 构积极探索支持农机产业的有效途径，截至9月末，四平市农机 ...

Core Viewpoint - The financial institutions are actively supporting the summer grain harvest by providing specialized financial services to ensure sufficient credit supply and facilitate the entire agricultural production chain [1][2][3]. Financial Support for Grain Harvest - Banks are optimizing financial supply to meet the concentrated funding needs of grain enterprises, ensuring that credit is available for grain storage and agricultural inputs [2]. - Major state-owned commercial banks are taking the lead in focusing on grain-producing areas, assessing funding needs, and arranging special credit plans [2]. - In Jiangsu, as of the end of May, the balance of inclusive agricultural loans reached 12.6 trillion yuan, with loans in key grain areas amounting to 454.345 billion yuan [2]. Agricultural Loan Initiatives - In Dong'a County, the Agricultural Bank's financial service team is actively engaging with farmers to understand their funding needs, resulting in a total of 72.62 million yuan in grain purchase loans granted to 90 households [3]. - The Agricultural Bank of Shandong Province reported a county loan balance of 573.3 billion yuan, an increase of 25.3 billion yuan since the beginning of the year [3]. Mechanization and Financial Challenges - Over 800,000 combine harvesters were deployed nationwide during the summer harvest, with a mechanization rate exceeding 75% [4]. - Despite the advancements, agricultural machinery dealers face financing difficulties due to long production cycles and slow downstream payments [4]. Innovative Financial Solutions - The Bank of China in Zhumadian has introduced an ecological chain service for agricultural machinery, providing comprehensive credit of 5 million yuan to address funding challenges [5]. - As of May 31, the bank has issued 1.25 billion yuan in agricultural machinery loans to support various aspects of the industry [6]. Digital Financial Services - Digital financial services are playing a crucial role in the summer harvest, with banks simplifying loan approval processes and ensuring rapid fund disbursement [6]. - Large state-owned banks are utilizing IoT and big data to offer online agricultural services, enhancing efficiency in serving farmers [6]. Future Directions for Agricultural Finance - There is a need to advance the digital transformation of agricultural credit services, utilizing big data to create agricultural credit profiles [7]. - Improving rural digital infrastructure and enhancing the adoption of digital financial services are essential for better support of agricultural financing [7].