据悉，该公司成立于2008年，是一家从事木制玩具设计开发、加工生产及进出口业务的制造业企业，该公司聚焦适老化玩具研发，打造"老童木玩"品牌，产 品进入韩国、日本及东南亚市场，并计划开发欧美市场的极简老年玩具，凭借创新的产品设计和卓越的品质，深受海外客户青睐，产品远销欧美、东南亚等 国际市场。企业通过建设年产1000万套木制玩具生产线，联动工业旅游开发"工旅专线"实现产业融合发展。随着中国老龄化加速（60岁以上人口超3.1亿， 占比22%），企业加大研发益智类适老玩具，推动"银发经济"发展，企业产品销量增速在10%到20%之间，随着市场需求的持续攀升和订单量的快速增长， 企业需扩大生产规模以满足业务发展需求。 邮储银行云和县支行在了解到企业融资需求后，第一时间上门服务，根据企业特点，精准地制定了综合金融服务方案，不到一周时间便向企业发放了1000万 元信用贷款，为企业产能提升和市场拓展提供了强有力的金融支持。 图为邮储银行云和县支行客户经理走访了解当地木玩企业生产情况及金融需求 自"木玩产业贷"获批以来，邮储银行云和县支行积极对接云和县木玩协会，对全县1100余家木玩企业展开了地毯式的深入走访和精准营销。截至2 ...

Core Insights - The article highlights the innovative "Wooden Toy Industry Loan" introduced by Postal Savings Bank in Yunhe County, Zhejiang, aimed at addressing the financing challenges faced by small and medium-sized enterprises in the wooden toy industry [1][2]. Industry Overview - Yunhe County, known as "China's Wooden Toy City," has over 1,100 wooden toy production enterprises, with more than 50 large-scale companies and around 15 companies generating over 100 million yuan in output [1]. - The wooden toy industry in Yunhe accounts for 66% of China's production and 40% of global production, with exports expected to exceed 4 billion yuan in 2024, representing 70% of the county's total foreign trade exports [1]. Financial Product Development - The "Wooden Toy Industry Loan" was approved in January 2025, allowing all wooden toy enterprises in Yunhe to access financing without being limited to large or technology-based companies [2]. - The loan product simplifies the application process by allowing businesses to use various metrics such as operating revenue and tax amounts for credit assessment, significantly lowering the financing threshold [2]. Impact on Local Enterprises - The loan product has already provided credit support to 46 wooden toy enterprises, with a total credit amount of 91.73 million yuan, and 45 of these enterprises have utilized loans amounting to 83.11 million yuan [3]. - A leading company in the region, Yunhe County Jincheng Wood Industry Co., reported an increase in credit limits from 5 million yuan to 10 million yuan for unsecured loans, which has reduced their capital turnover costs [2].

Group 1 - Xiaoshun Village is located in Yunhe County, Lishui City, Zhejiang Province, and has historical significance due to its connection with Premier Zhou Enlai during the Anti-Japanese War [1] - The village is associated with Wang Qiuyan, a military writer who established the "Aerospace Literature Corner" in her hometown, showcasing her dedication to the aerospace industry [1] - Yunhe County is recognized as a significant production area for wooden toys in China, contributing to its identity as "the fairy tale Yunhe" [2] Group 2 - The local wooden toy industry is highlighted by a narrative of transformation, emphasizing the craftsmanship of Yunhe artisans [2] - Xiaoshun Village has historical roots that have been submerged under Yunhe Lake, indicating a shift in its physical landscape over time [2]