12月2日，"十年共进 未来共创"——平安租赁汽车融资租赁十周年庆典在上海顺利举办。活动邀请中国人民大学区域国别研究院院长、国际关系学院副院长 翟东升，中国汽车流通协会副秘书长田甜，以及近200位汽车流通领域优秀企业代表齐聚一堂。 中国人民大学区域国别研究院院长、国际关系学院副院长翟东升作《百年变局下的世界格局与中国经济》主题演讲，围绕世界政治经济格局、人工智能时代 下的战略竞争、中国宏观经济发展趋势等议题展开分享，为业界理解当前复杂多变的国际局势、把握前进方向提供新视野、新思考。 平安租赁党委书记、总经理李文艺在活动致辞中表示，依托集团品牌支持、综合金融优势以及科技赋能，平安租赁坚守服务实体经济、推动行业进步、助力 产业升级的初心，充分发挥"融资+融物"的业务优势，坚持以专业创造价值，在创新中求发展，持续提升金融服务质效，累计投放超万亿元支持实体经济发 展。历经十年发展，平安租赁围绕汽车全产业链和全生命周期，对标国际领先商业模式，制定了一流的战略，组建了专业的团队，建立了完善的综合服务体 系，构建起汽车融资租赁行业独一无二的战略生态圈。截至目前，平安租赁汽车领域资产规模突破1000亿元，服务客户超300万， ...

Core Viewpoint - The article highlights a significant fraud case in the automotive financing leasing sector, revealing a collusion between company insiders and external intermediaries to exploit individuals with poor credit records, leading to substantial financial losses for the company [2][5][7]. Group 1: Fraud Case Details - On March 25, the Supreme People's Procuratorate reported a fraud case involving an automotive financing leasing company, where insiders collaborated with "gray intermediaries" to exploit "blacklisted" individuals for financial gain, resulting in a loss of nearly 3 million yuan [2][7]. - The fraudulent scheme involved the issuance of inflated invoices and fake purchase contracts to secure financing, after which the vehicles were illegally sold for profit [7][9]. - The company, which operates nationwide and has a branch in Shandong, received multiple reports of similar fraudulent activities, prompting an investigation that uncovered a broader underground network [8][9]. Group 2: The Role of "Blacklisted" Individuals - "Blacklisted" individuals, characterized by poor credit or unstable income, became targets for gray intermediaries who exploited their desperation for funds, leading them to apply for financing under false pretenses [13][15]. - The article discusses the varying degrees of involvement of these "blacklisted" individuals, some of whom were unaware of the fraudulent nature of the transactions, while others actively participated in the scheme for financial gain [9][14]. - Legal authorities are taking a nuanced approach to prosecuting these individuals based on their level of awareness and involvement in the fraud [14]. Group 3: Broader Implications and Recommendations - The case exposes a larger gray market where "blacklisted" individuals are exploited through various fraudulent schemes, including loan scams and insurance fraud [12][15]. - Experts suggest that financial institutions need to strengthen their risk assessment mechanisms, particularly in the automotive financing leasing sector, to prevent similar frauds in the future [15]. - Recommendations include improving vehicle valuation systems, enhancing contract management, and utilizing big data for better borrower qualification and risk identification [15].