天眼查App显示，近日，石家庄穗丰生物科技有限公司成立，法定代表人为易剑飞，注册资本5万人民 币，经营范围为一般项目：生物有机肥料研发;复合微生物肥料研发;生物饲料研发;生物基材料技术研 发;生物化工产品技术研发;生物农药技术研发;肥料销售;饲料原料销售;饲料添加剂销售;农副产品销售;日 用木制品销售;软木制品销售;木材收购;林业产品销售;非金属矿及制品销售;稀土功能材料销售;新型陶瓷 材料销售;表面功能材料销售;新材料技术研发;新型有机活性材料销售;生态环境材料销售;建筑材料销售; 非食用农产品初加工（除依法须经批准的项目外，凭营业执照依法自主开展经营活动）。 ...

Core Insights - The funds flow information platform has become a key tool for addressing financing challenges faced by small and micro enterprises, such as "first loan difficulties" and "credit white households" since its launch six months ago [1] - The platform has facilitated a collaborative mechanism involving the central bank, banks, and enterprises, enhancing financial support for the real economy [1] Group 1 - The platform has enabled the Daiyue Rural Commercial Bank to query enterprise funds flow information 515 times and issue loans totaling 750 million yuan, benefiting 320 small and micro enterprises by the end of March 2025 [1] - The bank has established a "credit cultivation alliance" to provide one-on-one guidance to small and micro enterprises, achieving a conversion rate of 16% for "credit white households" [1][2] - The bank's innovative applications include a product matrix based on funds flow information, minute-level intelligent approval, and pre-warning post-loan management [2] Group 2 - The bank has introduced a "small and micro enterprise flow loan" that matches credit limits based on business cash flow, significantly improving the financing success rate for enterprises [2] - The loan approval time has been reduced from 5 days to 2 days, with small credit loans achieving T+1 disbursement [2] - The bank has developed a health scoring system for enterprise cash flow, allowing for timely intervention in cases of abnormal transaction fluctuations, effectively mitigating credit risks [2] Group 3 - To expand the platform's outreach, the central bank's Tai'an branch has guided the Daiyue Rural Commercial Bank to leverage its extensive grassroots network for promotional activities [3] - The bank has formed 34 "financial advisor" teams to conduct on-the-ground promotional efforts, distributing over 1,000 application manuals to enhance enterprise engagement with the platform [3] - The bank has resolved over 200 operational issues encountered by enterprises using the platform, improving registration and product inquiry efficiency [3]