Core Viewpoint - The adoption of stablecoins for cross-border payments is still limited among merchants in key Chinese markets, with many expressing a lack of understanding and concerns about compliance and costs [1][2]. Group 1: Merchant Awareness and Usage - Most merchants in Yiwu and Shenzhen are unaware of stablecoins, with only a few expressing interest in using them for transactions [1][2]. - A small number of merchants indicated they might consider using stablecoins for international payments, but none reported having completed such transactions [2]. - Merchants primarily rely on traditional payment methods like cash and Alipay for foreign transactions, with one merchant mentioning a recent $30,000 transfer via Alipay [2]. Group 2: Stablecoin Characteristics and Market Dynamics - Stablecoins, such as USDT, are pegged to fiat currencies, providing a more stable alternative compared to other cryptocurrencies [1][4]. - The market for stablecoins has gained traction globally, particularly following legislative progress in the US and Hong Kong [1]. - The exchange process for stablecoins involves "U merchants" who facilitate the conversion between stablecoins and fiat currencies, often charging fees and setting minimum transaction amounts [3]. Group 3: Regulatory and Compliance Issues - The use of stablecoins for cross-border payments in China faces significant regulatory challenges, as current laws prohibit the use of virtual currencies for such transactions [4][5]. - Legal experts emphasize that while personal trading of virtual currencies may be permissible, using them for business transactions is fraught with compliance risks [5].

震惊金融圈！又一家投资公司暴雷！ 据媒体爆料，金融圈曾经的网红投资机构广东金钥匙集团崩盘！ 董事长林春浩宣布已逃往英国，并在「告别信」中承认资金已全部耗尽。 金钥匙集团董事长林春浩在工作群里的致辞中表示："当大家看到这个信息的时候，我已经在英国的土地上了，请大家冷静看完董事长最后的一次留言。" "我承认是我的经营失败伤害到大家，但我不承认我在诈骗"。致辞的最后他说"我始终相信勤奋刻苦的人总有成功翻身的时候，当我有足够经济实力偿还 这一切的时候，我会回来的。" 这段描述，瞬间让人想起一个人：贾跃亭。。。 来源: 金融范儿/智超讲财商，投行圈子有补充。 通过理财讲座招募投资者，承诺年化收益6%-9%，资金被用于 P2P 借贷、炒股及虚拟货币投资等，其中虚拟货币亏损达 6898万元，董事长林春浩表示在 偶然机会下接触到虚拟货币业务，自己投资了大量的交易团队，但几乎都是亏钱的。目前深圳公安经侦部门已立案调查。 据悉，该集团的操作思路还是之前的老套路。 | 财务登记人 | 日期区间 | 详情 | 支出金额 | 现在资金在谁手中 | | --- | --- | --- | --- | --- | | 邹洪冬 | 2014 ...