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农行莆田涵江支行为科技型企业腾飞插上“金融翅膀”
Zheng Quan Ri Bao Zhi Sheng· 2025-10-25 17:10
Core Insights - Agricultural Bank of China (ABC) has been actively supporting technology-oriented enterprises in Fujian Province, particularly through tailored financial products to address their funding challenges [1][2] Group 1: Financial Support Initiatives - ABC provided a specialized loan called "Specialized, Refined, Characteristic, and Innovative Small Giant Loan" to a CNC machine tool manufacturer, enabling them to stabilize production amid cash flow pressures [1] - The bank's quick response time, with loan approval completed in two weeks, highlights its commitment to supporting local businesses [1] - ABC has implemented a series of inclusive financial measures to eliminate information barriers and streamline financing for technology enterprises [1] Group 2: Innovative Financing Solutions - The bank utilized "Technology E-Loan + Patent Pledge" to assist a technology company in securing low-interest credit, recognizing the value of intellectual property as collateral [2] - ABC has established a comprehensive financial service network that integrates resources from government departments and industrial parks to enhance service efficiency for technology firms [2] - The bank's proactive approach has resulted in a significant increase in loans to technology enterprises, with a balance of 563 million yuan as of September, reflecting a growth of 270 million yuan since the beginning of the year [2]