加大财政资金投入，优化完善财税政策，加强财金协同联动……记者近日在山东、重庆调研中感受到，财政部门因地制宜、多措并举，持续增加 投入、加强政策创新，提升科技创新投入效能，激发创新创造活力。 加大资金投入力度 强化财政投入保障 在重庆市高新区，以"重大疾病下一代诊断技术"为核心任务的金凤实验室，集聚科研团队55个、科研人员566人，集中发布原创性科研成果2次、 13项；引育科技型企业20家，累计实现产值1.2亿元。 金凤实验室这张优秀"成绩单"，离不开财政保障。"十四五"期间，重庆建立市、区联动投入机制，两级财政投入10亿元。 从中央到地方，财政持续加大对科技创新支持力度。今年前4个月，全国科学技术支出2953亿元，同比增长3.9%。 在山东，省级财政科技资金连续7年保持高强度投入水平。"2025年达到145.2亿元，是2018年的4.5倍。"山东省财政厅有关负责人说，"十四五"期 间省级财政科技资金投入总量达712.8亿元，是"十三五"时期的2.2倍。 创新的活力，蕴藏在企业之中。多地因地制宜，加大政策支持力度，强化企业创新主体地位。 在山东，从事纳米厚度晶体薄膜芯片材料研发、生产和销售的济南晶正电子科技有限 ...

Core Insights - The article discusses the innovative financial services provided by Zheshang Bank to support technology-driven companies in Zhejiang, particularly focusing on the case of Fubao Intelligent Technology Co., Ltd. [3][4][6] Group 1: Financial Innovation - Zheshang Bank has developed a differentiated financial service system called "thousand people, thousand faces," which shifts the evaluation criteria for technology companies from traditional asset-based metrics to talent and innovation-based metrics [7][8] - The bank has established a "Talent Bank" to support high-level talent and technology enterprises, providing tailored financial products to meet their unique needs [7][10] Group 2: Case Study - Fubao Intelligent - Fubao Intelligent experienced significant growth in orders for its intelligent care robots in 2023 but faced financial pressure due to high upfront development costs and lack of collateral for traditional financing [5][6] - Zheshang Bank provided Fubao Intelligent with a 10 million yuan loan to alleviate its liquidity issues, demonstrating a proactive approach to understanding and addressing the financial needs of technology companies [6][8] Group 3: Broader Impact on Technology Sector - The bank's support has enabled Fubao Intelligent to set ambitious sales targets for 2025, with a credit limit approaching 100 million yuan, indicating a strong growth trajectory [6][10] - Zheshang Bank has served over 32,000 technology enterprises, providing financing exceeding 400 billion yuan, showcasing its commitment to fostering innovation and supporting the technology sector [8][11] Group 4: Future Directions - The bank is expanding its services to include cross-border financial solutions for technology companies looking to enter international markets, reflecting a growing trend in the industry [11][12] - Zheshang Bank aims to transform from a traditional funding provider to an ecosystem builder, emphasizing long-term partnerships and comprehensive service offerings for technology innovation [12]