Core Viewpoint - Zhongmiao Holdings (01471) plans to acquire a financial digitalization company, Kexinrongxin Technology, for 165 million yuan, valuing the company at approximately 300 million yuan for a 55% stake, indicating a strategic move into the financial asset digitalization sector [1][3]. Group 1: Company Overview - Kexinrongxin Technology, previously listed on the New Third Board, is based in Beijing and specializes in financial asset digitalization, transforming traditional financial operations into digital management systems [2]. - The company primarily serves banks and non-bank financial institutions, offering solutions like a second-generation currency issuance logistics management system that automates and tracks currency distribution [2]. Group 2: Benefits of Acquisition - The acquisition will enrich Zhongmiao Holdings' product line by adding financial asset digitalization services to its core insurance agency offerings, enhancing its overall service portfolio [4]. - Kexinrongxin's technology can facilitate the digital upgrade of Zhongmiao's insurance services, improving processes such as insurance claims [6]. Group 3: Industry Trends - The financial asset digitalization sector is significantly influenced by AI, with a growing percentage of finance professionals recognizing the potential for AI applications in their field, increasing from 64.73% in 2024 to 69.03% in 2025 [8]. - Research indicates that AI models like GPT-4 excel in financial report analysis, potentially surpassing human analysts [10]. - There is a notable market opportunity for smaller financial institutions that are slower in digital transformation due to resource constraints, creating a demand for digitalization services [11]. Group 4: Application Cases - Jiangsu Bank has implemented an AI-driven "intelligent document assistant" to enhance efficiency in credit approval processes, achieving a 42% increase in efficiency and saving 15,000 hours of work annually [13]. - Hengsheng Electronics upgraded its non-performing asset management system using AI to streamline decision-making processes [14]. - The AI model "Hongxiaozhi" has significantly improved the efficiency of state-owned asset management, reducing the asset verification cycle from monthly to daily [15]. - Changjietong has introduced an AI solution for small and micro enterprises that automates tax-related tasks, drastically reducing the need for human resources [16].