It has been about a month since the last earnings report for Hancock Whitney (HWC) . Shares have added about 2.2% in that time frame, outperforming the S&P 500.But investors have to be wondering, will the recent positive trend continue leading up to its next earnings release, or is Hancock Whitney due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important drivers.Hanco ...

Core Viewpoint - Hilltop Holdings (HTH) has shown strong stock performance, with a 13.3% increase over the past month and a 16.9% rise since the beginning of the year, outperforming the Zacks Finance sector and the Zacks Banks - Southeast industry [1] Financial Performance - Hilltop Holdings has consistently exceeded earnings expectations, reporting an EPS of $0.69 against a consensus estimate of $0.46 in its last earnings report [2] - For the current fiscal year, the company is projected to earn $2.16 per share on revenues of $1.27 billion, reflecting an 18.18% decrease in EPS and a 1.31% decrease in revenues [3] - The next fiscal year forecasts an EPS of $2.39 per share on revenues of $1.33 billion, indicating a year-over-year increase of 10.8% in EPS and 4.8% in revenues [3] Valuation Metrics - Hilltop Holdings trades at 18.4 times the current fiscal year EPS estimates, which is above the peer industry average of 11.4 times [7] - On a trailing cash flow basis, the stock trades at 19.4 times compared to the peer group's average of 12.7 times, positioning it favorably for value investors [7] Zacks Rank and Style Scores - The stock holds a Zacks Rank of 1 (Strong Buy) due to rising earnings estimates, making it a suitable choice for investors looking for strong performance [8] - Hilltop Holdings has a Value Score of A, a Growth Score of D, and a Momentum Score of B, resulting in a combined VGM Score of B [6] Industry Comparison - Third Coast Bancshares, Inc. (TCBX) is a notable peer with a Zacks Rank of 1 (Strong Buy) and a Value Score of B, indicating a competitive position within the industry [9] - TCBX is expected to post earnings of $4.00 per share on revenues of $249.2 million for the current fiscal year, having beaten consensus estimates by 13.33% last quarter [10] - The Banks - Southeast industry is performing well, ranking in the top 22% of all industries, suggesting favorable conditions for both HTH and TCBX [11]

Company Overview - First National Corp. (FXNC) is located in Strasburg and operates within the Finance sector [3] - The stock has experienced a price increase of 13.31% since the beginning of the year [3] Dividend Information - The company currently pays a dividend of $0.17 per share, resulting in a dividend yield of 2.38%, which is higher than the Banks - Southeast industry's yield of 2.12% and the S&P 500's yield of 1.34% [3] - The annualized dividend of $0.68 represents a 7.1% increase from the previous year [4] - Over the past five years, First National Corp. has raised its dividend four times, achieving an average annual increase of 7.70% [4] - The current payout ratio is 32%, indicating that the company distributes 32% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for earnings per share in 2026 is projected at $2.30, reflecting a year-over-year earnings growth rate of 8.49% [5] Investment Considerations - First National Corp. is considered a strong dividend investment opportunity, particularly appealing to income investors [6] - The stock holds a Zacks Rank of 3 (Hold), suggesting a stable investment outlook [6]

Company Overview - United Bankshares (UBSI) is based in Charleston and operates in the Finance sector, with a year-to-date share price change of 18.54% [3] - The company currently pays a dividend of $0.38 per share, resulting in a dividend yield of 3.34%, which is significantly higher than the Banks - Southeast industry's yield of 2.12% and the S&P 500's yield of 1.34% [3] Dividend Performance - The annualized dividend of United Bankshares is $1.52, reflecting a 2% increase from the previous year [4] - Over the past five years, the company has increased its dividend two times on a year-over-year basis, with an average annual increase of 1.39% [4] - The current payout ratio stands at 46%, indicating that the company pays out 46% of its trailing 12-month earnings per share as dividends [4] Earnings Expectations - The Zacks Consensus Estimate for earnings in 2026 is projected at $3.54 per share, with an expected earnings growth of 8.26% compared to the previous year [5] - The company is anticipated to experience earnings expansion in the current fiscal year [5] Investment Appeal - United Bankshares is characterized as an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6]

Company Performance - Third Coast Bancshares, Inc. (TCBX) has seen a stock increase of 9.9% over the past month, reaching a 52-week high of $43.74 [1] - Year-to-date, TCBX has gained 12.2%, outperforming the Zacks Finance sector's 0.5% gain and the Zacks Banks - Southeast industry's 9.5% return [1] Earnings and Revenue Expectations - The company has a strong record of positive earnings surprises, not missing earnings consensus estimates in the last four quarters [2] - For the current fiscal year, TCBX is expected to post earnings of $4 per share on revenues of $249.2 million, reflecting a 5.54% change in EPS and a 19.31% change in revenues [3] - For the next fiscal year, earnings are projected to be $4.56 per share on revenues of $277.15 million, indicating year-over-year changes of 14% and 11.22%, respectively [3] Valuation Metrics - TCBX currently trades at 10.7X current fiscal year EPS estimates, below the peer industry average of 11.3X [7] - On a trailing cash flow basis, the stock trades at 14.4X compared to the peer group's average of 12.8X, suggesting it is not in the top tier from a value perspective [7] Zacks Rank and Style Scores - TCBX holds a Zacks Rank of 1 (Strong Buy) due to a solid earnings estimate revision trend [8] - The company has a Value Score of B, a Growth Score of C, and a Momentum Score of F, resulting in a combined VGM Score of B [6] Industry Comparison - The Banks - Southeast industry is in the top 16% of all industries, indicating favorable conditions for TCBX and its peers [12] - Origin Bancorp, Inc. (OBK), a peer, has a Zacks Rank of 2 (Buy) and has shown strong earnings performance, beating consensus estimates by 7.95% [10][11]

Core Viewpoint - Popular (BPOP) has shown strong stock performance, with a 9.6% increase over the past month and a 13.6% gain since the beginning of the year, outperforming the Zacks Finance sector and the Zacks Banks - Southeast industry [1] Company Performance - Popular has consistently exceeded earnings expectations, reporting an EPS of $3.38 against a consensus estimate of $3.02 in its last earnings report [2] - The stock has reached a new 52-week high of $145.34, raising questions about its future performance and valuation metrics [1][3] Valuation Metrics - Popular's current trading metrics include a P/E ratio of 9.9X for the current fiscal year EPS estimates, below the peer industry average of 11.2X, and a trailing cash flow basis P/E of 22.3X compared to the peer average of 12.6X [6] - The stock has a PEG ratio of 0.88, positioning it favorably among value investors [6] Zacks Rank and Style Scores - Popular holds a Zacks Rank of 2 (Buy) due to a positive earnings estimate revision trend, indicating potential for further stock price appreciation [7] - The stock has a Value Score of A, a Growth Score of D, and a Momentum Score of A, resulting in a combined VGM Score of B [5][7] Industry Comparison - The Banks - Southeast industry is performing well, ranking in the top 16% of all industries, providing a favorable environment for both Popular and its peers [10] - Hilltop Holdings Inc. (HTH), a competitor, has a Zacks Rank of 1 (Strong Buy) and has also shown strong earnings performance, beating consensus estimates by 50% [8][9]

Core Insights - Chemung Financial Corp has demonstrated strong financial performance in the fourth quarter, exceeding market expectations with an EPS of $1.61, compared to $1.24 in the same quarter last year [2][6] - The company's revenue for the quarter reached $30.59 million, marking a 5.11% increase over the previous year's $25.88 million and surpassing consensus estimates [3][6] - Annual net income was reported at $15.1 million, which includes a significant $17.5 million loss on the sale of securities [4][6] Financial Performance - The fourth quarter net income was $7.7 million, or $1.61 per share, showing a slight decrease from the third quarter's $7.8 million, or $1.62 per share [4] - The company has only exceeded consensus revenue estimates once in the last four quarters, indicating a mixed performance trend [3] Valuation Metrics - Chemung Financial's P/E ratio is approximately 19.93, with a price-to-sales ratio of about 2.25 and an enterprise value to sales ratio of around 2.08 [5] - The enterprise value to operating cash flow ratio stands at approximately 7.83, and the earnings yield is about 5.02%, reflecting the company's financial health [5]

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.Cash flow can come from bond interest, interest from other types of investments, and, of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, ...

分组1 - Republic Bancorp reported quarterly earnings of $1.17 per share, missing the Zacks Consensus Estimate of $1.3 per share, but showing an increase from $0.98 per share a year ago, resulting in an earnings surprise of -10.00% [1] - The company posted revenues of $94.27 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.37% and increasing from $89.51 million year-over-year [2] - Republic Bancorp shares have gained approximately 3.5% since the beginning of the year, outperforming the S&P 500's gain of 1.8% [3] 分组2 - The current consensus EPS estimate for the upcoming quarter is $2.12 on revenues of $128 million, and for the current fiscal year, it is $6.15 on revenues of $415 million [7] - The Zacks Industry Rank for Banks - Southeast is currently in the top 16% of over 250 Zacks industries, indicating a favorable outlook for the sector [8]

Core Viewpoint - Flagstar Bank reported quarterly earnings of $0.06 per share, exceeding the Zacks Consensus Estimate of $0.03 per share, and showing a significant improvement from a loss of $0.34 per share a year ago, resulting in an earnings surprise of +143.90% [1] Financial Performance - The bank posted revenues of $557 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.29%, although this represents a decline from year-ago revenues of $625 million [2] - Over the last four quarters, Flagstar Bank has exceeded consensus EPS estimates two times and topped consensus revenue estimates two times [2] Stock Performance - Flagstar Bank shares have increased by approximately 7.6% since the beginning of the year, outperforming the S&P 500's gain of 1.8% [3] Future Outlook - The company's earnings outlook will be crucial for future stock performance, with current consensus EPS estimates at $0.05 for the coming quarter and $0.63 for the current fiscal year, with revenues expected to be $565.9 million and $2.54 billion respectively [7] - The estimate revisions trend for Flagstar Bank was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which Flagstar Bank belongs, is currently ranked in the top 16% of over 250 Zacks industries, suggesting a favorable environment for performance [8]