Group 1 - Avidbank Holdings Inc. (AVBH) is currently performing well in the Finance sector, with a year-to-date return of 13.1%, significantly outperforming the sector average of 0% [4] - The Zacks Rank for Avidbank Holdings Inc. is 2 (Buy), indicating a positive outlook based on earnings estimates and revisions, with a 7.7% increase in the consensus estimate for full-year earnings over the past three months [3] - Avidbank Holdings Inc. is part of the Banks - West industry, which ranks 63 in the Zacks Industry Rank, and has outperformed the average gain of 6.9% for this group [5] Group 2 - The Finance sector is currently ranked 3 within the Zacks Sector Rank, which includes 16 different groups [2] - Axos Financial (AX) is another Finance stock that has shown strong performance, with a year-to-date return of 9.7% and a Zacks Rank of 1 (Strong Buy) [4][5] - The Financial - Miscellaneous Services industry, to which Axos Financial belongs, is ranked 76 and has declined by 10.1% year to date [6]

Company Overview - TriCo (TCBK) is headquartered in Chico and has experienced a price change of 8.7% so far this year [3] - The company currently pays a dividend of $0.36 per share, resulting in a dividend yield of 2.8%, which is higher than the Banks - West industry's yield of 2.64% and the S&P 500's yield of 1.36% [3] Dividend Performance - The current annualized dividend of TriCo is $1.44, reflecting a 4.3% increase from the previous year [4] - Over the last 5 years, TriCo has increased its dividend three times on a year-over-year basis, achieving an average annual increase of 9.48% [4] - The company's current payout ratio is 39%, indicating that it paid out 39% of its trailing 12-month EPS as dividends [4] Earnings Growth and Future Outlook - TriCo is expected to see earnings expansion this fiscal year, with the Zacks Consensus Estimate for 2026 at $4.04 per share, representing a year-over-year growth rate of 9.19% [5] - Future dividend growth will depend on earnings growth and the payout ratio [4] Investment Considerations - TriCo is viewed as an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6] - Income investors are generally attracted to dividends for various reasons, including tax advantages and reduced overall portfolio risk [5]

Core Viewpoint - Sierra Bancorp (NASDAQ:BSRR) has shown strong financial performance, with a new price target set by D.A. Davidson indicating a potential upside of 16.28% from its current trading price. Financial Performance - The company reported quarterly earnings of $0.97 per share, exceeding the Zacks Consensus Estimate of $0.85 by 14.79%, and showing an improvement from $0.72 per share in the same quarter last year [2]. - Sierra Bancorp's quarterly revenue was $39.29 million, slightly below the Zacks Consensus Estimate by 1.69%, but an increase from $37.87 million reported in the same period last year [3]. Stock Performance - Currently, BSRR is trading at $37.82, reflecting a 1.86% increase or $0.69, with fluctuations between $37 and $38.46 today [4]. - The stock has a market capitalization of approximately $509.9 million and a trading volume of 35,938 shares, indicating its significance in the industry [4].

Company Overview - East West Bancorp (EWBC) is based in Pasadena and operates in the Finance sector, with a year-to-date share price change of 1.99% [3] - The company currently pays a dividend of $0.60 per share, resulting in a dividend yield of 2.79%, which is higher than the Banks - West industry's yield of 2.72% and the S&P 500's yield of 1.33% [3] Dividend Performance - The current annualized dividend of $3.20 represents a 33.3% increase from the previous year [4] - Over the past five years, East West Bancorp has increased its dividend five times, achieving an average annual increase of 18.17% [4] - The company's current payout ratio is 25%, indicating that it pays out 25% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year, East West Bancorp anticipates solid earnings growth, with the Zacks Consensus Estimate for 2026 projected at $10.28 per share, reflecting a year-over-year earnings growth rate of 8.32% [5] Investment Considerations - East West Bancorp is viewed as a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [6] - The company is positioned as a strong dividend play, particularly appealing to income investors who seek consistent cash flow from their investments [6]

Core Insights - Sierra Bancorp reported an earnings per share (EPS) of $0.97, exceeding the Zacks Consensus Estimate of $0.85, and showing a significant improvement from the previous year's EPS of $0.72, with a quarterly earnings surprise of +14.79% [2][6] - The company's revenue for the quarter ending December 2025 was $39.29 million, slightly below the estimated $39.46 million but an increase from $37.87 million reported a year ago, demonstrating consistent revenue growth [3][6] - Sierra Bancorp has a price-to-earnings (P/E) ratio of approximately 12.68, indicating how the market values its earnings [4][6] Financial Metrics - The earnings yield for Sierra Bancorp is about 7.89%, reflecting the return on investment for shareholders [5] - The debt-to-equity ratio stands at approximately 1.03, indicating the proportion of debt used to finance the company's assets relative to shareholders' equity [5] - The current ratio is around 0.22, suggesting the company's ability to cover its short-term liabilities with its short-term assets [5]

分组1 - Sierra Bancorp reported quarterly earnings of $0.97 per share, exceeding the Zacks Consensus Estimate of $0.85 per share, and up from $0.72 per share a year ago, representing an earnings surprise of +14.79% [1] - The company posted revenues of $39.29 million for the quarter ended December 2025, which missed the Zacks Consensus Estimate by 1.69%, compared to year-ago revenues of $37.87 million [2] - Over the last four quarters, Sierra Bancorp has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] 分组2 - Sierra Bancorp shares have increased by approximately 8.4% since the beginning of the year, outperforming the S&P 500's gain of 1.4% [3] - The current consensus EPS estimate for the coming quarter is $0.79 on revenues of $39.4 million, and for the current fiscal year, it is $3.40 on revenues of $161.03 million [7] - The Zacks Industry Rank for Banks - West is currently in the top 24% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]

分组1 - First Hawaiian (FHB) reported quarterly earnings of $0.56 per share, exceeding the Zacks Consensus Estimate of $0.55 per share, and up from $0.41 per share a year ago, representing an earnings surprise of +1.08% [1] - The company achieved revenues of $225.85 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 0.10%, and an increase from $161.96 million year-over-year [2] - First Hawaiian has consistently outperformed consensus EPS and revenue estimates over the last four quarters [2] 分组2 - The stock has gained approximately 9% since the beginning of the year, compared to the S&P 500's gain of 1.8% [3] - The current consensus EPS estimate for the upcoming quarter is $0.54 on revenues of $221.57 million, and for the current fiscal year, it is $2.27 on revenues of $906.02 million [7] - The Zacks Industry Rank for Banks - West is in the top 24% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]

分组1 - Avidbank Holdings Inc. reported quarterly earnings of $0.65 per share, missing the Zacks Consensus Estimate of $0.76 per share, and down from $0.84 per share a year ago, representing an earnings surprise of -14.10% [1] - The company posted revenues of $26.78 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.20%, and up from $21.04 million year-over-year [2] - Avidbank Holdings has surpassed consensus revenue estimates two times over the last four quarters [2] 分组2 - The stock has gained about 3% since the beginning of the year, outperforming the S&P 500's gain of 1.9% [3] - The current consensus EPS estimate for the coming quarter is $0.73 on revenues of $25.7 million, and for the current fiscal year, it is $3.20 on revenues of $108.1 million [7] - The Zacks Industry Rank for Banks - West is currently in the top 21% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]

分组1 - First Northwest Bancorp (FNWB) reported quarterly earnings of $0.04 per share, missing the Zacks Consensus Estimate of $0.09 per share, compared to a loss of $0.32 per share a year ago, representing an earnings surprise of -55.56% [1] - The company posted revenues of $18.38 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 7.49%, and compared to year-ago revenues of $15.44 million [2] - The stock has gained approximately 14.3% since the beginning of the year, outperforming the S&P 500's gain of 1.9% [3] 分组2 - The current consensus EPS estimate for the coming quarter is $0.15 on $16.8 million in revenues, and $0.75 on $71.1 million in revenues for the current fiscal year [7] - The Zacks Industry Rank for Banks - West is currently in the top 21% of over 250 Zacks industries, indicating that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]

Core Viewpoint - Coastal Financial Corporation (CCB) reported quarterly earnings of $0.82 per share, missing the Zacks Consensus Estimate of $1.16 per share, representing a -29.00% earnings surprise [1]. Financial Performance - The company posted revenues of $138.03 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 14.06%, compared to year-ago revenues of $143.27 million [2]. - Over the last four quarters, Coastal Financial has not surpassed consensus EPS estimates and has topped consensus revenue estimates only once [2]. Stock Performance - Coastal Financial shares have declined approximately 11.9% since the beginning of the year, while the S&P 500 has gained 1.9% [3]. - The current Zacks Rank for Coastal Financial is 4 (Sell), indicating expected underperformance in the near future [6]. Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.27 on revenues of $164.4 million, and for the current fiscal year, it is $6.06 on revenues of $716.2 million [7]. - The trend of estimate revisions for Coastal Financial was unfavorable prior to the earnings release, which may impact future stock movements [5][6]. Industry Context - The Zacks Industry Rank for Banks - West is in the top 21% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]. - Sierra Bancorp, another company in the same industry, is expected to report quarterly earnings of $0.85 per share, reflecting a year-over-year change of +18.1% [9].