This quarterly report represents an earnings surprise of 55.65%. A quarter ago, it was expected that this provider of debt-management and recovery services would post earnings of $1.55 per share when it actually produced earnings of $1.50, delivering a surprise of -3.23%. Encore Capital Group (ECPG) came out with quarterly earnings of $1.93 per share, beating the Zacks Consensus Estimate of $1.24 per share. This compares to earnings of $0.95 per share a year ago. These figures are adjusted for non-recurring ...

Open Lending (LPRO) came out with quarterly earnings of $0.01 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.04 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this company would post earnings of $0.02 per share when it actually produced a loss of $0.49, delivering a surprise of -2,550%. Over the last four quarters, the company has not been able to surpass consensus EPS estimates. Open Lending, which belongs ...

Group 1 - Regional Management reported quarterly earnings of $0.70 per share, exceeding the Zacks Consensus Estimate of $0.67 per share, but down from $1.56 per share a year ago, representing an earnings surprise of 4.48% [1] - The company posted revenues of $152.97 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 0.94%, compared to $144.31 million in the same quarter last year [2] - Over the last four quarters, Regional Management has surpassed consensus EPS estimates four times, but has only topped consensus revenue estimates once [2] Group 2 - The stock has lost about 0.2% since the beginning of the year, while the S&P 500 has declined by 5.5% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to those expectations [4] - The current consensus EPS estimate for the coming quarter is $1.04 on revenues of $156.69 million, and for the current fiscal year, it is $4.71 on revenues of $640.74 million [7] Group 3 - The Zacks Industry Rank indicates that the Financial - Consumer Loans sector is currently in the top 22% of over 250 Zacks industries, suggesting a favorable outlook for stocks in this category [8] - The estimate revisions trend for Regional Management is currently favorable, resulting in a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6]

分组1 - Credit Acceptance (CACC) reported quarterly earnings of $8.66 per share, missing the Zacks Consensus Estimate of $10.31 per share, but showing an increase from $5.08 per share a year ago, resulting in an earnings surprise of -16% [1] - The company posted revenues of $571.1 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 0.79% and increasing from $508 million year-over-year [2] - Credit Acceptance has surpassed consensus revenue estimates four times over the last four quarters, indicating a strong performance in revenue generation [2] 分组2 - The stock has added about 4.2% since the beginning of the year, contrasting with the S&P 500's decline of -5.5%, suggesting relative outperformance [3] - The current consensus EPS estimate for the coming quarter is $9.70 on revenues of $580.4 million, and for the current fiscal year, it is $39.42 on revenues of $2.32 billion [7] - The Financial - Consumer Loans industry, to which Credit Acceptance belongs, is currently in the top 22% of Zacks industries, indicating a favorable industry outlook [8]

Company Performance - Navient (NAVI) reported quarterly earnings of $0.28 per share, exceeding the Zacks Consensus Estimate of $0.19 per share, but down from $0.63 per share a year ago, representing an earnings surprise of 47.37% [1] - The company posted revenues of $144 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 7.38%, although this is a decrease from year-ago revenues of $163 million [2] - Over the last four quarters, Navient has surpassed consensus EPS estimates four times, but has only topped consensus revenue estimates once [2] Stock Outlook - The immediate price movement of Navient's stock will largely depend on management's commentary during the earnings call [3] - Navient shares have declined approximately 4.4% since the beginning of the year, compared to a decline of 5.5% for the S&P 500 [3] - The current consensus EPS estimate for the upcoming quarter is $0.28 on revenues of $136.06 million, and for the current fiscal year, it is $1.02 on revenues of $553.05 million [7] Industry Context - The Financial - Consumer Loans industry, to which Navient belongs, is currently ranked in the top 22% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - Enova International reported quarterly earnings of $2.98 per share, exceeding the Zacks Consensus Estimate of $2.77 per share, and showing a significant increase from $1.91 per share a year ago, resulting in an earnings surprise of 7.58% [1] - The company achieved revenues of $745.54 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.51%, and up from $609.89 million in the same quarter last year [2] - Enova International has consistently outperformed consensus EPS estimates over the last four quarters, achieving this four times [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.72, with expected revenues of $730.95 million, while the estimate for the current fiscal year is $11.53 on $3.09 billion in revenues [7] - The trend of estimate revisions for Enova International is favorable, contributing to a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a positive outlook for stocks within this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

OneMain Holdings (OMF) came out with quarterly earnings of $1.72 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.45 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 10.97%. A quarter ago, it was expected that this consumer finance company would post earnings of $1.12 per share when it actually produced earnings of $1.16, delivering a surprise of 3.57%.Over the last four quarte ...

Mr Cooper (COOP) came out with quarterly earnings of $2.97 per share, beating the Zacks Consensus Estimate of $2.81 per share. This compares to earnings of $2.28 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.69%. A quarter ago, it was expected that this reinsurance company would post earnings of $2.58 per share when it actually produced earnings of $2.73, delivering a surprise of 5.81%.Over the last four quarters, the comp ...

Group 1: Earnings Performance - Capital One reported quarterly earnings of $4.06 per share, exceeding the Zacks Consensus Estimate of $3.66 per share, and up from $3.21 per share a year ago, representing an earnings surprise of 10.93% [1] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [2] - The company posted revenues of $10 billion for the quarter ended March 2025, slightly missing the Zacks Consensus Estimate by 0.28%, compared to $9.4 billion in the same quarter last year [2] Group 2: Stock Performance and Outlook - Capital One shares have declined approximately 7.4% since the beginning of the year, while the S&P 500 has decreased by 12.3% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the upcoming quarter is $3.85 on revenues of $10.11 billion, and for the current fiscal year, it is $15.43 on revenues of $41.01 billion [7] Group 3: Industry Context - The Financial - Consumer Loans industry, to which Capital One belongs, is currently ranked in the top 33% of over 250 Zacks industries, indicating a favorable outlook [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Capital One's stock performance [5][6]