Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the "long context," investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even ...

Open Lending (LPRO) came out with quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.02 per share. This compares to earnings of $0.02 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -50.00%. A quarter ago, it was expected that this company would post earnings of $0.01 per share when it actually produced earnings of $0.01, delivering no surprise.Over the last four quarters, the company has not bee ...

Core Viewpoint - Credit Acceptance (CACC) reported quarterly earnings of $8.56 per share, missing the Zacks Consensus Estimate of $9.84 per share, but showing an improvement from a loss of $3.83 per share a year ago [1] Financial Performance - The company posted revenues of $583.8 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 0.21%, compared to year-ago revenues of $538.2 million [2] - Over the last four quarters, the company has surpassed consensus EPS estimates just once [2] - The current consensus EPS estimate for the coming quarter is $10.30 on revenues of $588.45 million, and for the current fiscal year, it is $39.34 on revenues of $2.34 billion [7] Stock Performance and Outlook - Credit Acceptance shares have added about 7.5% since the beginning of the year, compared to the S&P 500's gain of 8.2% [3] - The company's earnings outlook and estimate revisions trend are crucial for understanding future stock movements, with the current Zacks Rank being 4 (Sell), indicating expected underperformance in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Credit Acceptance belongs, is currently in the bottom 28% of over 250 Zacks industries, suggesting potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact investor decisions [5]

Group 1: Earnings Performance - Ezcorp reported quarterly earnings of $0.33 per share, exceeding the Zacks Consensus Estimate of $0.23 per share, and up from $0.23 per share a year ago, representing an earnings surprise of +43.48% [1] - The company posted revenues of $310.98 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.00%, compared to year-ago revenues of $281.42 million [2] - Over the last four quarters, Ezcorp has surpassed consensus EPS estimates three times and topped consensus revenue estimates two times [2] Group 2: Stock Performance and Outlook - Ezcorp shares have increased approximately 7.5% since the beginning of the year, while the S&P 500 has gained 8.3% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is $0.29 on revenues of $318.84 million, and for the current fiscal year, it is $1.28 on revenues of $1.25 billion [7] Group 3: Industry Context - The Financial - Consumer Loans industry, to which Ezcorp belongs, is currently ranked in the bottom 24% of over 250 Zacks industries, indicating potential challenges for stock performance [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Ezcorp's stock performance [5] - The unfavorable estimate revisions trend prior to the earnings release resulted in a Zacks Rank 4 (Sell) for Ezcorp, suggesting expected underperformance in the near future [6]

Over the last four quarters, the company has surpassed consensus EPS estimates four times. Regional Management, which belongs to the Zacks Financial - Consumer Loans industry, posted revenues of $157.44 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.18%. This compares to year-ago revenues of $143.02 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the r ...

While Navient has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago. These figures are adjusted for non- recurring items. This quarterly report represents an earnings surprise of -22.22%. A quarter ago, it was expected that this student loan servicing company wo ...

OneMain Holdings (OMF) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.25 per share. This compares to earnings of $1.02 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +16.00%. A quarter ago, it was expected that this consumer finance company would post earnings of $1.55 per share when it actually produced earnings of $1.72, delivering a surprise of +10.97%.Over the last four qua ...

Sallie Mae (SLM) came out with quarterly earnings of $0.32 per share, missing the Zacks Consensus Estimate of $0.49 per share. This compares to earnings of $1.11 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -34.69%. A quarter ago, it was expected that this student loan company would post earnings of $1.19 per share when it actually produced earnings of $1.4, delivering a surprise of +17.65%.Over the last four quarters, the ...

Company Performance - Enova International reported quarterly earnings of $3.23 per share, exceeding the Zacks Consensus Estimate of $2.97 per share, and up from $2.21 per share a year ago, representing an earnings surprise of +8.75% [1] - The company posted revenues of $764.04 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.73%, and compared to year-ago revenues of $628.44 million [2] - Enova International has surpassed consensus EPS estimates four times over the last four quarters and topped consensus revenue estimates three times during the same period [2] Stock Performance - Enova International shares have increased approximately 22.7% since the beginning of the year, outperforming the S&P 500's gain of 8.1% [3] - The current consensus EPS estimate for the coming quarter is $2.99 on revenues of $796.49 million, and for the current fiscal year, it is $11.79 on revenues of $3.13 billion [7] Industry Outlook - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the bottom 22% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Enova International's stock may be influenced by the overall outlook for the industry, as research shows that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]

World Acceptance (WRLD) came out with quarterly earnings of $0.25 per share, missing the Zacks Consensus Estimate of $2.44 per share. This compares to earnings of $1.79 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -89.75%. A quarter ago, it was expected that this subprime consumer lender would post earnings of $6.42 per share when it actually produced earnings of $8.13, delivering a surprise of +26.64%.Over the last four qu ...