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《2025中高净值人群财富管理法律服务白皮书》
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《中高净值人群财富管理法律服务白皮书》2025焕新发布:财富管理法律风险担忧跃升21%
Core Insights - The "2025 Wealth Management Legal Services White Paper" was jointly released by Taikang Law Business Service Center, Taikang Family Office, and Zero Point You Shu, marking a significant development in understanding the legal service needs of high-net-worth individuals [1][3] - This second edition builds upon the first white paper published in 2023, which identified key legal risks in five areas: marriage, inheritance, retirement, family-business integration, and policy awareness [3][4] Group 1: Key Developments - The white paper focuses on four major upgrades for 2025, including trend analysis, policy and technology insights, dynamic risk mapping, and comprehensive risk profiling across different life stages [4][5] - Eight significant events in the wealth management legal sector were identified and analyzed, providing a snapshot of current market opportunities and challenges [6] Group 2: New Wealth Management Trends - The white paper reveals five new trends in wealth management, emphasizing the importance of wealth security in a volatile environment, with nearly 70% of high-net-worth individuals prioritizing wealth safety [8] - There is a notable increase in legal risk awareness, with a score of 67.6 in 2025, up 21 percentage points from 2023, highlighting concerns among both large and small families regarding wealth distribution and elder care [8][9] - Different life stages present unique risks, from single individuals to families and businesses, with evolving concerns as individuals progress through life [8][9] Group 3: Risk Management Strategies - Legal risk prevention is shifting from reactive measures to proactive strategies, with 34.6% of individuals opting for legal agreements to mitigate marriage risks and 59.0% prioritizing wealth planning for retirement [9] - AI is becoming an essential tool for high-net-worth individuals, with nearly 30% using AI legal services daily, although trust in AI remains cautious among more educated and affluent groups [9]