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人工智能如何重塑再保险行业? 访太平再保险(中国)有限公司党委书记、总经理李立松
Jin Rong Shi Bao· 2025-11-12 13:17
Core Viewpoint - The introduction of the AI agent "Rui Shu" by Taiping Reinsurance (China) is a strategic move to enhance the competitiveness of the reinsurance industry and better serve the real economy, aligning with national policies on AI application in finance [1][2]. Group 1: AI Integration in Reinsurance - The development of "Rui Shu" aims to address industry challenges by integrating AI models with professional expertise, achieving over 90% accuracy in generating high-quality reinsurance contracts exceeding 100,000 tokens [2]. - AI is seen as a strategic necessity for the company, enhancing both internal efficiency and external service innovation, which are core competitive advantages in financial services [2][3]. - The reinsurance sector's unique characteristics, such as high professional barriers and compliance requirements, make traditional automation difficult, highlighting the need for AI to overcome efficiency bottlenecks [1][3]. Group 2: Challenges and Solutions - The reinsurance industry faces common challenges in AI integration, including the complexity of professional knowledge, compliance and risk management, talent development, and organizational restructuring [5][6]. - AI's application in reinsurance requires a careful balance between innovation and risk assessment, particularly in understanding which business areas are suitable for AI deployment [5]. - The company emphasizes the importance of building an open, collaborative, and healthy AI ecosystem within the industry, focusing on the systematic collection and definition of professional knowledge [6][7]. Group 3: Future Directions - The company plans to deepen its "AI+" strategy, aiming to enhance service levels, operational efficiency, innovation capabilities, and risk management through intelligent transformation [4]. - The introduction of AI functionalities into traditional tools, such as the global natural disaster risk analysis platform, demonstrates the commitment to integrating AI into existing processes for improved performance [4]. - The company recognizes the need for ongoing collaboration with industry peers and regulatory bodies to foster a robust AI ecosystem that supports sustainable growth and innovation [7].
人工智能如何重塑再保险行业?
Jin Rong Shi Bao· 2025-11-12 02:29
"十五五"规划建议中提出,加快人工智能等数智技术创新,抢占人工智能产业应用制高点,全方位 赋能千行百业。国务院印发的《关于深入实施"人工智能+"行动的意见》明确,金融领域要推动新一代 智能体的广泛应用。在2025年金融街论坛上,中国太平保险集团旗下的太平再保险(中国)公司发布了 首个再保险垂直领域AI智能体——"睿书"。再保险行业如何借助 AI 技术更好服务实体经济?围绕这一 主题,太平再保险(中国)有限公司(以下简称"太平再保险")党委书记、总经理李立松接受了《金融 时报》记者采访。 《金融时报》记者:党中央、国务院对于人工智能应用高度重视。太平再保险(中国)公司作 为"国"字头再保公司,在这样的背景下,推出"睿书"AI智能体,是出于怎样的考量?在提升我国再保 险业竞争力、更好服务实体经济方面将发挥哪些作用? 李立松:再保险行业历来具有专业壁垒高、服务定制化、合规严、国际化程度高、人工流程多等特 点,在传统技术条件下难以实现智能化,效率瓶颈显著。 太平再保险研发"睿书",是落实党中央决策部署,通过AI模型与专业经验的深度融合,破解行业发 展难题。例如,"睿书"的智能合约助手融合了复杂多元的专业知识,能以超过 ...