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人工智能如何重塑再保险行业? 访太平再保险(中国)有限公司党委书记、总经理李立松
Jin Rong Shi Bao· 2025-11-12 13:17
Core Viewpoint - The introduction of the AI agent "Rui Shu" by Taiping Reinsurance (China) is a strategic move to enhance the competitiveness of the reinsurance industry and better serve the real economy, aligning with national policies on AI application in finance [1][2]. Group 1: AI Integration in Reinsurance - The development of "Rui Shu" aims to address industry challenges by integrating AI models with professional expertise, achieving over 90% accuracy in generating high-quality reinsurance contracts exceeding 100,000 tokens [2]. - AI is seen as a strategic necessity for the company, enhancing both internal efficiency and external service innovation, which are core competitive advantages in financial services [2][3]. - The reinsurance sector's unique characteristics, such as high professional barriers and compliance requirements, make traditional automation difficult, highlighting the need for AI to overcome efficiency bottlenecks [1][3]. Group 2: Challenges and Solutions - The reinsurance industry faces common challenges in AI integration, including the complexity of professional knowledge, compliance and risk management, talent development, and organizational restructuring [5][6]. - AI's application in reinsurance requires a careful balance between innovation and risk assessment, particularly in understanding which business areas are suitable for AI deployment [5]. - The company emphasizes the importance of building an open, collaborative, and healthy AI ecosystem within the industry, focusing on the systematic collection and definition of professional knowledge [6][7]. Group 3: Future Directions - The company plans to deepen its "AI+" strategy, aiming to enhance service levels, operational efficiency, innovation capabilities, and risk management through intelligent transformation [4]. - The introduction of AI functionalities into traditional tools, such as the global natural disaster risk analysis platform, demonstrates the commitment to integrating AI into existing processes for improved performance [4]. - The company recognizes the need for ongoing collaboration with industry peers and regulatory bodies to foster a robust AI ecosystem that supports sustainable growth and innovation [7].
人工智能如何重塑再保险行业?
Jin Rong Shi Bao· 2025-11-12 02:29
Core Viewpoint - The introduction of the AI intelligent agent "Rui Shu" by Taiping Reinsurance is a significant step towards enhancing the competitiveness of the reinsurance industry and better serving the real economy, aligning with national strategies on AI application in finance [1][2][4]. Group 1: AI Integration in Reinsurance - The development of "Rui Shu" aims to address industry challenges by integrating AI models with professional expertise, achieving over 90% accuracy in generating high-quality reinsurance contracts [2][3]. - AI is seen as a strategic necessity for the company, enhancing both internal efficiency and external service innovation, which are core competitive advantages in financial services [2][3]. - The company emphasizes a targeted approach to AI integration, focusing on specific business scenarios rather than a broad application, ensuring that AI enhances professional capabilities [4][5]. Group 2: Challenges in AI Adoption - The reinsurance industry faces common challenges in AI integration, including the complexity of professional knowledge, compliance and risk management, and the need for talent development [5][6]. - There is a recognition that AI's understanding of complex, non-standardized "soft knowledge" in reinsurance cannot be achieved overnight, highlighting the need for a gradual approach [5][6]. - The company is committed to building an open and collaborative AI ecosystem within the industry, focusing on knowledge co-creation and addressing regulatory challenges [6][7]. Group 3: Future Directions - The company plans to deepen its "AI+" strategy, aiming to enhance service levels, operational efficiency, innovation capabilities, and risk management through intelligent transformation [4][6]. - The integration of AI into traditional tools, such as the global natural disaster risk analysis platform, demonstrates the potential for significant performance improvements and user experience enhancements [4][6]. - The company acknowledges the importance of regulatory guidance and industry consensus in navigating the complexities of AI implementation in the financial sector [6][7].
再保险智能体“睿书”亮相金融街论坛
13个精算师· 2025-10-30 03:38
Core Viewpoint - The article emphasizes the integration of artificial intelligence (AI) in the reinsurance sector, highlighting the launch of "Rui Shu," an AI-driven solution by Taiping Reinsurance (China) Company, aimed at enhancing efficiency and addressing industry challenges [1][6]. Group 1: Industry Characteristics - Reinsurance has distinct characteristics, including high professional barriers due to the need for expertise in insurance, actuarial science, and law [3]. - The services provided in reinsurance are highly customized, making standardization and replication difficult [3]. - The industry faces stringent compliance requirements due to the regulatory nature of the financial sector [3]. - Efficiency bottlenecks exist as reinsurance processes often require extensive manual operations and collaboration among specialists [3]. Group 2: AI Integration and Solutions - "Rui Shu" combines large language models with specialized reinsurance knowledge to create an intelligent solution that includes intent understanding, knowledge reasoning, and decision generation [4]. - The intelligent contract assistant can generate complex reinsurance contracts of over 100,000 tokens with an accuracy rate exceeding 95%, significantly reducing the time required for contract preparation from days to minutes [4][5]. - The professional Q&A assistant addresses knowledge gaps faced by reinsurance professionals by integrating system knowledge, industry experience, and cutting-edge research into a comprehensive knowledge graph [4]. - The life insurance underwriting assistant enhances efficiency by breaking down workflows and dynamically optimizing processes, improving overall productivity by over 50% [5]. Group 3: Future Outlook - The reinsurance industry plays a crucial role in supporting the real economy and ensuring public welfare, with China's market needing improvements in professional capabilities and technological strength compared to developed countries [6]. - Taiping Reinsurance (China) Company aims to leverage AI to create a competitive advantage by integrating model capabilities, professional experience, and business scenarios [6]. - The company is committed to implementing the "Artificial Intelligence+" strategy to contribute to the construction of a strong financial nation [6].