Core Viewpoint - China Ping An Insurance (Group) Co., Ltd. is accelerating its medical and elderly care strategy, achieving significant coverage and service milestones in 2025 [1] Group 1: Medical and Elderly Care Strategy - The cooperation coverage rate with top 100 hospitals and tertiary hospitals in China has reached 100% [1] - The AI + real doctor service now covers 100% of the group's individual customers [1] - The one-click code payment service is available in 77,000 pharmacies nationwide [1] - Over 240,000 customers have qualified for home elderly care services [1] Group 2: Impact on Insurance Metrics - The medical and elderly care business has effectively driven an increase in customer insurance coverage rates and average premium per policy [1] - The customer insurance coverage rate for those using medical and elderly care services has increased by 4 percentage points [1]

Core Viewpoint - China Ping An reported a strong performance for the year 2025, with a significant recovery in operating profit and a notable increase in net profit, exceeding market expectations [1] Financial Performance - The operating profit attributable to the parent company reached 134.415 billion RMB, representing a year-on-year growth of 10.3% [1] - The net profit attributable to the parent company, excluding non-recurring items, was 143.773 billion RMB, showing a year-on-year increase of 22.5% [1] - The equity attributable to shareholders of the parent company surpassed 1 trillion RMB for the first time, reaching 1,000.419 billion RMB, an increase of 7.7% from the beginning of the year [1] - The proposed final dividend for 2025 is 1.75 RMB per share, with a total annual dividend of 2.70 RMB per share, reflecting a year-on-year growth of 5.9% [1] - The total cash dividend amounts to 48.891 billion RMB, marking 14 consecutive years of increases [1] Strategic Developments - The comprehensive financial strategy continues to deepen, with steady growth in customer numbers and average contracts per customer [1] - The number of individual customers reached 251 million, a 3.5% increase from the beginning of the year [1] - The online AI "quick service" portal has effectively converted approximately 90 million active monthly users, leading the industry [1] - The retention rate for customers holding three or more products within the group is 99% [1] Healthcare and Elderly Care Initiatives - The healthcare and elderly care strategy is accelerating, with 100% coverage of partnerships with top 100 hospitals and tertiary hospitals in the country [1] - AI combined with real doctors now covers 100% of individual customers within the group [1] - The one-click payment service is available in 77,000 pharmacies nationwide [1] - Over 240,000 customers have qualified for home care services, effectively driving an increase in customer insurance coverage rates and average premiums [1] - The customer insurance coverage rate for those using healthcare and elderly care services has increased by 4 percentage points [1]