Core Insights - The article discusses the rise of a new business model centered around consumer rebates, exemplified by the platform "DianShangBao," which integrates AI digital commerce and smart payment technologies to support the real economy and rural revitalization [3][5]. Business Overview - DianShangBao was officially launched in October 2024 and has rapidly expanded to over 70,000 partner merchants across more than ten provinces in China, with registered members exceeding one million [5]. - The platform is headquartered in Changsha, Hunan, and aims to extend its operations to Hong Kong, Macau, Taiwan, and overseas markets [5]. Business Development Timeline - October to December 2024: Platform launch and rapid expansion to provinces like Henan, Anhui, Shandong, and Hunan, signing over 70,000 merchants and surpassing one million members [5]. - December 2024: The Chinese operations headquarters moved from Shanghai to Changsha, marking a new phase of scaled operations [5]. - January to March 2025: The platform's annual revenue exceeded 15 billion yuan, with daily transaction volumes surpassing 10 million yuan and over 10,000 partner merchants [5]. - April 2025 to present: Business has extended to Hong Kong, Macau, Taiwan, and overseas, launching the "DianShangBao 2.0" system and the "Thousand Cities, Ten Thousand Stores Alliance Plan" to support the digital transformation of physical businesses [5]. Key Features of the Platform - The platform employs an AI dynamic adjustment system to monitor financial conditions in real-time and adjusts the release of points accordingly [7]. - It collaborates with qualified third-party payment institutions to ensure transaction data transparency and mitigate legal risks [7]. Green Points System - The points generation and distribution mechanism allows merchants to allocate 3% to 20% of transaction amounts into a points pool, with 40% of the points distributed to consumers and merchants, and 60% retained for platform operations [8][11]. - Points can be released as vouchers over a period of 36 to 40 cycles (approximately three years), with potential for accelerated release based on financial performance [11]. Revenue Sources - The platform collects 60% of the total merchant rebates as operational income, estimating annual revenue of approximately 2.25 billion yuan based on a 15 billion yuan annual turnover [13]. - Additional revenue streams include provincial agency fees, which can reach 120 million yuan, and income from data services and advertising based on user data [15]. Conclusion - DianShangBao's model, which combines a green points mechanism and a vast alliance network, transforms everyday consumption into long-term revenue streams, creating a beneficial cycle for consumers, merchants, and the platform [17].