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保险业锚定“十五五”发展蓝图:筑牢民生保障与实体经济“安全网”
Jin Rong Shi Bao· 2025-11-12 02:17
Core Insights - The insurance industry has provided significant support to the national economy during the "14th Five-Year Plan" period, with total compensation reaching 9 trillion yuan and agricultural insurance covering 800 million farming households, laying a solid foundation for the upcoming "15th Five-Year Plan" [1][9] - The "15th Five-Year Plan" emphasizes the role of the insurance industry in enhancing financial strength, supporting rural revitalization, and improving social welfare through various insurance products [1][2] Group 1: Financial Strength and Economic Support - The "15th Five-Year Plan" suggests accelerating the construction of a financial powerhouse, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance to strengthen the real economy [2][3] - The insurance sector has effectively gathered resources towards new productive forces, with technology insurance providing over 10 trillion yuan in risk coverage and green insurance projected to exceed 330 trillion yuan in 2024 [2][3] Group 2: Risk Management and Social Stability - The insurance industry is expected to enhance its risk management capabilities, developing a comprehensive risk management system that includes pre-warning, response, and post-event support [3][4] - The focus on social governance through insurance products such as inclusive insurance, pension insurance, and health insurance aims to ensure that all residents have access to suitable and affordable insurance coverage [3][6] Group 3: Enhancing Welfare and Healthcare Systems - The "15th Five-Year Plan" highlights the need for a multi-tiered pension and healthcare system, with commercial insurance playing a crucial role in providing supplementary coverage [6][7] - The commercial health insurance sector has paid out 1.8 trillion yuan in economic compensation, supporting a multi-tiered healthcare system and covering 1.22 billion urban and rural residents through major illness insurance [7][8] Group 4: Agricultural Insurance and Rural Development - Agricultural insurance has provided coverage for 800 million farming households, with significant compensation for natural disasters, indicating a robust safety net for rural areas [9][10] - The insurance industry is encouraged to develop tailored products for rural infrastructure projects and provide inclusive pension and health insurance for farmers, addressing their specific needs [10]
保险力量 守护津门美好生活 —天津保险业开展主题直播活动
Cai Jing Wang· 2025-07-11 08:16
Core Viewpoint - The event "Insurance Power Protecting a Better Life in Tianjin" aims to enhance public financial literacy and risk awareness while protecting the legal rights of insurance consumers through a live broadcast on the National Insurance Publicity Day [1] Group 1: Event Overview - The live broadcast featured discussions on four main themes: avoiding agent refund scams, understanding personal annuities, insurance purchasing for young people, and the "Hui Min Bao" insurance program [1][2] - The event was organized by the Tianjin Insurance Industry Association and the Tianjin Insurance Society, focusing on current consumer concerns and providing a wealth of insurance knowledge [1][4] Group 2: Key Topics Discussed - Experts addressed the operation modes and common phrases used in agent refund scams, educating viewers on how to identify and prevent such illegal activities [2][3] - The characteristics and functions of personal annuity products were explained, emphasizing their role in providing stable cash flow for quality retirement living [2][3] - The discussion included tailored insurance solutions for young people, promoting awareness of risk management and insurance planning [2][3] - The "Tianjin Hui Min Bao" program was highlighted as an essential supplement to basic medical insurance, providing families with stronger health risk protection [2][3] Group 3: Future Initiatives - The event represents a significant step for the Tianjin insurance industry in fulfilling its social responsibility and enhancing financial education [4] - The industry plans to continue collaborating with various stakeholders to innovate promotional methods and regularly conduct financial literacy education [4] - The goal is to create a safe and trustworthy insurance consumption environment, ensuring that insurance effectively supports the better lives of Tianjin residents [4]