Core Viewpoint - The current low interest rate environment is challenging traditional investment strategies, particularly for those relying on interest income from bank deposits and fixed-income products [2][4]. Group 1: Interest Rate Trends - Multiple banks have announced reductions in deposit interest rates, with one-year fixed deposit rates dropping to 0.95%, resulting in less than 10,000 yuan interest for 1 million yuan in a year [2]. - The yield on 10-year government bonds has continued to decline, reaching approximately 1.7%, indicating a shrinking return space for traditional fixed-income products [4]. Group 2: Investment Strategies - The "fixed income plus" strategy is being adopted by funds like Zhongtai Shuangyi Bond, which focuses on bonds while enhancing returns through equity investments, aiming to cover a more diversified asset base [5]. - The secondary bond fund index has seen a significant increase of 378.07% over the past 20 years, outperforming the medium to long-term bond fund index, which increased by 141.81% [6]. Group 3: Fund Performance - Zhongtai Shuangli Bond A has shown significant excess performance since its inception, ranking in the top 16% among similar funds over the past two years [8]. - The fund's one-year return is 5.04%, compared to a benchmark of 4.26%, indicating strong performance relative to its peers [9]. Group 4: Management Team - The fund management team consists of experienced professionals, with both managers having over ten years of investment research experience [11]. - Zhongtai Securities Asset Management, established in 2014, has built a reputation for prioritizing investor interests, managing assets totaling 105.75 billion yuan as of June 30, 2025 [14].