Core Insights - The article emphasizes the role of financial services in supporting technological innovation and the development of the real economy, highlighting the initiatives taken by the Bank of China Suzhou Branch to drive growth in the technology finance sector [1] Group 1: Industry Strategy - The Bank of China Suzhou Branch has established a three-tiered institutional system for technology finance, including a "Technology Finance Center - Sub-center - Operating Branches" model, enhancing its service network [2] - The bank has implemented a customer evaluation model and special credit guidance based on the "1030" industrial system in Suzhou, achieving over 50% coverage of AI industry chain enterprises and a credit increase of nearly 2 billion yuan since the beginning of the year [2] Group 2: Comprehensive Financial Services - The bank offers a full lifecycle of financial services, including investment, loans, bonds, stocks, insurance, and leasing, to support innovation in enterprises [3] - A new direct investment fund with a target size of 2 billion yuan has been established to support early-stage, small, and hard technology enterprises [3] Group 3: Digital Transformation - The bank has integrated digital technology into its financial processes, creating a digital management platform that enhances customer service and operational efficiency [4] - The technology finance industry radar platform has recorded 6,700 visits and attracted 1,000 independent users, facilitating precise customer acquisition and efficient approval processes [4] Group 4: Support for Foreign Trade - The bank has launched a special action plan to support foreign trade, proposing 15 measures to enhance financial supply and innovation [5] - Specific loan products like "Bank of China Foreign Trade Loan" and "Bank of China Cross-border E-commerce Loan" have been introduced to meet the funding needs of small and micro-export enterprises [6]

稳外贸增长见实效 面对复杂多变的国际贸易形势，苏州中行坚决贯彻苏州市委、市政府工作部署，彰显国有大行担当。迅 速组建"稳外贸"专班，制定《中国银行苏州分行金融支持外贸保稳提质专项行动工作方案》，从强化金 融供给、深化金融创新、优化贸易促进、细化专业服务四个维度，推出15条具体工作举措，全力稳固苏 州外贸基本盘。 在精准融资支持上，苏州中行全力畅通企业资金融通渠道。当苏州某企业在扩建海外工厂生产线、面临 设备采购融资困境时，该行迅速整合境内外资源，短时间内为其海外工厂设备采购提供1亿元融资，解 了企业燃眉之急。近年来，苏州中行不断创新融资产品与服务，通过"苏贸贷"、信保融资、海内外联动 融资等特色产品，精准滴灌中小微外贸企业。今年1—4月，已为地区进出口企业累计发放各类融资超 580亿元。近期，针对小微出口外贸企业、跨境电商企业等，推出"中银外贸贷""中银跨境电商贷"专属 融资产品，进一步破解小微企业融资难题。 在提升金融服务质效方面，苏州中行多管齐下。在汇率避险领域，设立多家"汇率风险中性示范网点"， 为外贸企业定制远期、期权、掉期等套期保值产品组合，提供"一站式"汇率避险服务；今年3月，邀请 总行专家开展" ...