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中国银行东莞分行:普惠金融润泽民生
Core Insights - Dongguan Bank emphasizes inclusive finance as a key strategy to support rural areas and small and micro enterprises, contributing to the development of a modern industrial system and the implementation of the "Hundred Thousand Project" [1][2] Group 1: Financial Services for Enterprises - Dongguan Bank has tailored its inclusive credit services to meet the innovation needs of enterprises, particularly focusing on the financing challenges faced by small and micro enterprises in the supply chain of leading companies [1] - The bank has launched the "Hui Manufacturing" credit service specifically for manufacturing clients, which includes simplified approval processes, increased credit limits, and preferential interest rates to support technological research and market expansion [1] - As of August 2025, the credit balance for specialized and innovative enterprises reached over 13.7 billion yuan, significantly aiding the high-quality development of Dongguan's manufacturing sector [1] Group 2: Agricultural Financing Initiatives - Dongguan Bank is actively promoting inclusive finance in rural areas, focusing on digital and localized service innovations [2] - The bank has introduced specialized products like "Zhongyin Huinong Tongbao" and "Hundred Thousand Project Loan" to address the diverse financing needs of agricultural businesses, with over 300 million yuan disbursed in the current year [2] - A collaborative model involving the Dongguan Agricultural and Rural Bureau and a financing guarantee company has successfully implemented the first agricultural "government-bank-guarantee" loan in the province, benefiting over nine agricultural enterprises [2] Group 3: Support for Small and Micro Enterprises - To enhance financial service coverage, Dongguan Bank has established a task force for the "Thousand Enterprises, Ten Thousand Households" outreach initiative, which matches enterprise needs with financial services [3] - The bank has visited over 15,000 small and micro enterprises and individual businesses, disbursing loans exceeding 16 billion yuan, with over 4 billion yuan specifically for technology-oriented small enterprises [3] - In the first eight months of the year, Dongguan Bank's inclusive loans increased by nearly 2.8 billion yuan, effectively providing financial support to local enterprises [3]
江门中行特色金融“组合拳”,激活“百千万工程”新动能
Nan Fang Du Shi Bao· 2025-09-17 13:35
Core Insights - The article highlights the significant role of the Bank of China Jiangmen Branch in supporting agricultural development and rural revitalization through financial services, particularly in the context of the "Hundred Million Thousand Project" [1][2][7] Group 1: Financial Support for Agriculture - The Bank of China Jiangmen Branch has provided over 10.5 billion yuan in agricultural loans, benefiting more than 7,200 farmers and agricultural enterprises as of the end of August [1] - The bank has actively addressed funding needs in various agricultural sectors, including pig farming and grain processing, with a loan balance of 28.65 million yuan dedicated to stabilizing pig production [2][3] - The bank has introduced innovative loan products like "Eel Loan" and "Lingnan Specialty Agricultural Product Loan" to facilitate financing for specific agricultural sectors, with the "Eel Loan" reaching a balance of 800 million yuan [4] Group 2: Infrastructure Development - The Jiangmen Branch has supported key infrastructure projects with over 11.8 billion yuan in credit, enhancing regional connectivity and facilitating the transportation of local agricultural products [5][6] - As of the end of August, the loan balance for related infrastructure projects amounted to 7.772 billion yuan, contributing to the growth of local industries and agricultural businesses [6] Group 3: Community Engagement and Support - The bank has engaged in grassroots support initiatives, exemplified by its assistance to a pineapple planting base in Enping City, which expanded from 20 acres to 150 acres, generating over 1.5 million yuan in income for local villagers [7] - The bank's efforts in matching financial services with agricultural needs and local wisdom have been emphasized as a pathway for sustainable rural development [7]