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【高端访谈】从“资金提供方”向“产业生态共建者”转型——专访九江银行行长肖璟
Xin Hua Cai Jing· 2025-07-02 02:31
Core Viewpoint - Jiujiang Bank is focusing on modern industrial system construction and supply chain finance, transitioning from "chain finance" to "ecological co-construction" to better serve local characteristic industries [2][3] Group 1: Role of Banks in Supply Chain Finance - Supply chain finance is increasingly recognized as a crucial bridge connecting the real economy with financial services, especially with supportive national and local policies [3] - The bank's role is evolving from being merely a "fund provider" to becoming an "industry ecosystem builder," integrating resources and establishing platforms to create a comprehensive industrial finance ecosystem [3][4] Group 2: Strategies for Transitioning to Supply Chain Finance - Jiujiang Bank is implementing four key transformations: 1. Shifting service logic from demand response to scenario identification, actively embedding into the supply chain to enhance service relevance [5][6] 2. Transitioning organizational structure from departmental management to chain collaboration, establishing a dedicated department for industrial finance to improve efficiency [6] 3. Changing customer identification from enterprise-centric to industry profiling, utilizing digital tools to map industry structures and relationships [6] 4. Adapting risk control from entity credit to scenario-based risk management, focusing on dynamic data from orders and logistics to enhance risk management capabilities [6] Group 3: Digital Trading Platform - "Cloud Warehouse Nonferrous" - "Cloud Warehouse Nonferrous" is a comprehensive service platform for the nonferrous metal industry, integrating trading, quality inspection, warehousing, logistics tracking, and financial services [7] - The platform features three core functions: 1. Digital mapping and monitoring of inventory, providing online storage and financing support [7] 2. Online transaction matching to enhance market circulation efficiency [7] 3. Full-chain tracking and intelligent risk control, ensuring transparency across the entire process [7] - The platform has facilitated over 200 billion yuan in transactions and connected more than 1,000 enterprises in the nonferrous metal industry, with over 4,000 tons of tungsten and rare earth inventory managed digitally [7]
产融共生 智启未来:九江银行亮相2025中国国际金融展
Guan Cha Zhe Wang· 2025-06-19 04:49
Core Viewpoint - Jiujiang Bank showcased its innovative practices in industrial finance at the 2025 China International Financial Expo, emphasizing its role as a pioneer in integrating financial services with industrial development [2][3][4] Group 1: Event Overview - The 2025 China International Financial Expo opened on June 18 at the Shanghai World Expo Exhibition and Convention Center, with Jiujiang Bank being the only invited financial institution from Jiangxi Province [2] - The event featured a forum on "Supply Chain Finance Empowering Local Characteristic Industries," where Jiujiang Bank's president delivered a keynote speech on the role of small and medium-sized banks in building a new ecosystem of industrial finance [2][3] Group 2: Jiujiang Bank's Innovations - Jiujiang Bank presented its theme "Industrial Finance Coexistence, Smart Future," highlighting its comprehensive service platform based on industrial internet and its innovative practices in empowering industrial upgrades [3] - The bank's industrial finance business reached a scale of 59.8 billion yuan by the end of May 2025, serving nearly 5,000 enterprises, while its self-developed comprehensive service platform had a transaction scale exceeding 200 billion yuan, benefiting around 3,000 enterprises [3] Group 3: Strategic Goals - Jiujiang Bank aims to build a first-class industrial internet platform, focusing on regional industrial transformation and upgrading, and promoting high-level collaboration among finance, technology, and industry [3][4] - The bank's mission is to transform from a traditional "fund provider" to an "industrial co-builder," supporting regional economic high-quality development through financial innovation and industrial growth [3]