Group 1 - A smart furniture company in Hangzhou has a leading position in the all-aluminum home furnishing industry and is expanding production capacity to meet market demand despite facing challenges like long receivable cycles and insufficient working capital [1] - Hangzhou Bank's Nanyang branch has provided a cloud loan of 1 million yuan to support the company's new production line, reflecting the bank's commitment to serving technology-driven enterprises and promoting inclusive finance [1] - The bank focuses on the manufacturing sector and specialized small and medium-sized enterprises, enhancing its service model through diversified financial products [1] Group 2 - The Huzhou Guoqian Dongyuan Intelligent Industrial Park emphasizes high-level talent and technology innovation, focusing on core industries such as 3D printing and intelligent manufacturing [2] - Many startups in the park face financing difficulties due to their light asset operation model, which does not align with traditional mortgage financing [2] - Hangzhou Bank's Huzhou branch has developed a "mortgage + credit" comprehensive financial service plan for six technology-based enterprises, successfully reducing their financing costs [2] Group 3 - The Huzhou branch has formed a professional team to provide point-to-point services for technology companies, addressing their common characteristics of heavy R&D and light fixed assets [4] - A new product combining "mortgage +优企贷" has been launched to convert both hard assets and soft technology strengths into new development momentum for enterprises, saving them approximately 50,000 yuan in financing costs annually [4] Group 4 - AA Company, a high-tech SME specializing in drone countermeasure products, has achieved key technological breakthroughs and is experiencing a surge in orders, necessitating funds for raw material procurement [5] - The Jiaxing branch of Hangzhou Bank quickly responded to the company's needs by conducting an on-site investigation and utilizing a pure credit, no-collateral approach for lending [6] - The branch facilitated a rapid approval process for a 10 million yuan loan, enabling the company to purchase materials and expand production to capitalize on market opportunities [6]