主播说 今年买黄金了吗？国际金价今年内涨幅近60%。虽然这几天国内黄金价格出现一定幅度的下探，国内品 牌金饰价格也随之回落，但不少品牌仍站在每克1200元的高位之上。黄金现在还能不能投资？黄金投资 的车该怎么上？我们普通人能接触到的黄金投资品种主要有实物黄金、交易类黄金和黄金ETF三种。 第一种实物黄金，捏在手里的定心丸，银行、金店都能买到投资金条，这是最实在的产品，购买也很方 便，在手机银行就能预约，付款后携带身份证到预约好的网点提货，一些银行还支持邮寄到家，投资金 条有加工费，五大银行100克的金条加工费一般在百元左右，差别不大。记住，拿到手以后，原包装别 拆，凭证别丢，今后回购时都要用到。 编辑、初审：岳顺顺 复审：石思嘉 终审：刘垦博 转载请注明来自今日闵行 第3种是黄金ETF，最近特别火，作为挂钩金价指数的基金产品，黄金ETF近期热度很高，和买股票一 样，打开证券账户，输入对应的代码就能投资，最低100份起购，这个手续费也比前两种要低，买卖成 本约为交易金额的万分之三左右，对小钱投资很友好。 还有一个很多人关注的问题，存的金条怎么变钱呢？首先买的时候一定要问清楚卖家，是不是有回购业 务，大部分银行只 ...

Core Viewpoint - International gold prices have reached a historic high, surpassing $4200 per ounce, with a year-to-date increase of nearly 60% [3] Investment Options Physical Gold - Physical gold, such as investment gold bars, is available for purchase at banks and jewelry stores, making it a tangible investment option. The processing fee for 100-gram gold bars from major banks is generally around a hundred yuan [4] Trading Gold - Trading gold allows for flexible investment through mobile banking, with the ability to invest as little as 1 gram. This type of gold is stored in the investor's account and is suitable for short-term trading [5] Gold ETFs - Gold ETFs, which are linked to gold price indices, have gained popularity. Investors can purchase them through a securities account, starting from a minimum of 100 shares, which is approximately equivalent to 1 gram of gold. The transaction fees for gold ETFs are lower compared to physical gold and trading gold, around 0.03% [6] Selling Gold - When selling gold bars, it is essential to confirm if the seller offers a buyback service, as most banks only repurchase gold bars they sold. Required documents include identification, purchase receipts, and intact packaging of the physical gold [7]