产权保险

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一张知识产权保险“首单”
Jin Rong Shi Bao· 2025-07-09 11:41
Core Viewpoint - The introduction of patent execution insurance for Hunan Biyuan Biotechnology Co., Ltd. represents a significant step in protecting core technologies and encouraging innovation in the biotechnology sector [1][2]. Group 1: Company Insights - Hunan Biyuan has successfully insured two core biological technology patents with a total coverage amount of 1.6 million yuan, supported by the Changsha Economic Development Zone [1]. - The insurance allows the company to focus on research and innovation without the burden of potential legal costs associated with patent infringement [2]. Group 2: Industry Trends - The insurance industry is increasingly becoming an accelerator for technological innovation by offering specialized products like research failure insurance and intellectual property insurance [2]. - The launch of the first intellectual property insurance in Hunan reflects China Pacific Insurance's commitment to supporting the high-quality development of the real economy and emerging industries such as integrated circuits, biomedicine, artificial intelligence, and low-altitude economy [2].
以国企担当筑牢创新与民生保障双屏障
Sou Hu Cai Jing· 2025-07-07 23:18
Group 1 - The company, as the exclusive insurance supplier for the "Su Super" league, has developed tailored risk protection plans to support event operations, showcasing the innovative practice of financial empowerment in the sports industry [1] - The collaboration project reflects the company's technological advancements, utilizing a digital platform to create specialized insurance solutions such as comprehensive liability insurance and accident insurance for staff, demonstrating the company's professional capabilities in risk management for large sports events [1] - The company has also addressed the urgent need for cybersecurity in emerging sectors like blockchain and smart investment advisory by drafting and filing comprehensive cybersecurity insurance clauses, covering core risks in digital finance [1] Group 2 - The company has introduced innovative insurance products to support the national "dual carbon" goals, including compensation insurance for distributed photovoltaic power generation losses and performance warranty insurance for new energy storage systems, contributing to the green transformation of the construction industry [2] - The scale of green insurance risk protection is projected to reach 1.7 billion yuan in 2024, representing a 15% year-on-year growth, indicating the company's commitment to fostering green development [2] - The company has extended its services to various aspects of public welfare, including the "Jiangsu Medical Insurance No. 1" product, which has benefited over one million families, and long-term care insurance covering 183.4 million people in multiple cities [2] Group 3 - The company emphasizes its role in safeguarding intellectual property for innovative enterprises and ensuring safety in sports, reflecting its commitment to "finance for the people" [3] - The company plans to continue deepening the cross-sector integration of insurance protection to provide stronger support for the economic and social development of Jiangsu [3]
Fidelity National Financial(FNF) - 2023 Q1 - Earnings Call Presentation
2025-07-01 08:58
FNF Overview - FNF's total revenue for FY2022 was $116 billion[6] - FNF holds a 31% title market share[6] - FNF holds 1 or 2 market share in 44 states[7, 17] Title Segment Performance - FNF's adjusted pre-tax title margin in 1Q23 was 100%[28, 33, 63, 79, 90] - FNF's title revenue in 1Q23 was $91 billion[28] - FNF consistently holds top market share in residential purchase, refinance, and commercial markets[12] F&G Segment Performance - F&G's assets under management reached $45 billion in 1Q23, an 18% year-over-year increase[40, 41, 63, 65] - F&G's gross sales in 1Q23 grew by 27% year-over-year to $33 billion[40, 41, 63, 65] - F&G's adjusted net earnings for 2022 were $317 million[43] Financial Position - FNF's debt-to-capitalization ratio, excluding AOCI, was 285% as of March 31, 2023[60, 61] - FNF held over $800 million in holding company cash and short-term investments as of March 31, 2023[61, 65]
助力中国企业“走出去”,平安产险深圳分公司构建全方位跨境服务新生态
Nan Fang Du Shi Bao· 2025-06-26 23:12
在跨境电商企业加速出海的同时,中国"智"造转型正如火如荼展开。面对企业出海"必修课",平安产险 联合多方力量打造全国首个海外知识产权保险联共体,为企业提供从风险识别到解决方案的全链条支 持。联共体以"保司共保体+服务联合体"双轨机制为核心,知识产权服务领域专业机构深度参与,协助 完善风险管理制度。目前,联共体已成功落地南山区某科技企业首单知识产权海外侵权责任保险,平安 产险深圳分公司开启知识产权出海新篇章。 立足本地化需求 为中国车企海外护航 当前,我国企业全球化发展进入新阶段,如何为出海企业保驾护航,成为金融服务实体经济的重要命 题。平安产险深圳分公司创新打造跨境综合风险保障体系,为中国企业高质量"走出去"提供坚实保障。 跨境电商保守护数字经济出海"第一站" 6月12日,全国首创"跨境电商保"试点在深圳启动,这是继全国首单"跨境电商保"落地后,平安产险深 圳分公司与政府、各保司持续扩大跨境电商"服务圈"的又一重大实践。近年来,平安产险深圳分公司已 面向跨境电商推出商业综合责任险、亚马逊TRO保险等产品,打造创新"保险+风控+服务"模式,精准 破解跨境电商难题,持续探索金融赋能跨境电商高质量发展的解决方案。 ...
北京保险行业协会会长陈志强:创新驱动 服务首都,共绘保险业高质量发展新蓝图
清华金融评论· 2025-06-09 11:13
2025年6月6日,第二届"保险家论道"研讨会暨中国保险竞争力排行榜发布会在北京成功举 办。本次研讨会由清华大学五道口金融学院《清华金融评论》编辑部主办,会议主题 为:"保险服务中国式现代化"。会议上,多位来自国内保险领域的顶尖学者和资深从业 者,围绕保险行业如何做好五篇大文章,推动经济高质量发展等话题进行交流探讨。现场 座无虚席,受到社会各界人士的广泛关注。 北京保险行业协会会长陈志强以《"创新驱 动,服务首都"——共绘保险业高质量发展新蓝图》为题做主题演讲。 陈志强 提出,面对中国式现代化进程中的新机遇与新使命,北京保险业要在"创新驱动、服 务首都"的实践中走在前列、作出示范。他表示,北京保险业将持续夯实风险治理体系,强 化"自律+监管+科技"三位一体机制,提升行业韧性与风险防控能力;深化产品与制度创新, 探索绿色保险、科技保险、长期护理保险等新兴领域,推动"商保+社保"融合;服务国家重大 战略与首都民生保障,不断拓展在城市治理、防灾减灾、普惠保障等方面的应用场景;并加 快金融科技转型,赋能保险服务提质增效。此外,北京还将积极推动区域协同与政策创新, 建设"保险+社会治理"新模式,努力打造具有首都特色的高 ...
广东省加大知识产权金融服务力度 激发企业发展“新动能”
Zhong Guo Fa Zhan Wang· 2025-06-09 07:39
广东省知识产权金融生态综合试点工作开展以来,加大知识产权金融服务力度,广泛征集创新主体知识 产权金融需求,目前已经有近百家企业反馈相关需求,省市场监管局正组织各地市市场监管局、各相关 单位,通过走访调研、座谈交流等"面对面"的形式,向企业全方位宣传广东知识产权质押融资、专利转 化运用、专利密集型产品备案等相关政策措施,推动企业与金融机构等精准对接,靶向破解企业在质押 融资等方面的难题,以质押融资服务"及时雨"助力激发企业发展"新动能"。 此举为不同类型的创新主体提供多元化、精准化的金融支持,能有效满足不同类型创新主体有关专利和 商标等知识产权方面的各类融资需求,能够充分发挥知识产权金融支持科技创新和服务实体经济的重要 作用。 《通知》鼓励省内外高校院所、企业等创新主体查阅产品清单,通过产品清单自主选择适合自身实际需 求的知识产权金融产品,加强风险防范,提升发展质量;要求各级知识产权、金融监管部门要联合金融 机构,广泛开展知识产权质押融资政策宣讲、入园惠企、银企对接等活动,宣传推广知识产权金融产 品,提高普惠程度和服务效能,有效解决小微企业融资难、融资贵等问题。 中国发展网讯李少辉记者罗勉报道近日,广东省市场监 ...
金融助力,知识产权质押融资破题
Nan Fang Du Shi Bao· 2025-06-04 23:13
Core Viewpoint - The Guangdong Provincial Market Supervision Administration, along with financial regulatory bodies, has released a comprehensive list of 103 financial products related to intellectual property (IP) pledge financing, marking the first time such a compilation has been made public in the province [2][3]. Group 1: Overview of the Notification - The notification aims to bridge the gap between intellectual property and financial capital, addressing the challenges faced by innovative enterprises in converting IP into economic value [3]. - It provides a detailed summary of various financial products, including loan amounts, terms, interest rates, repayment methods, and application processes, enhancing transparency and choice for enterprises [4]. Group 2: Impact on Enterprises - The initiative is expected to meet the diverse financing needs of innovative entities, particularly small and medium-sized tech firms, by allowing them to convert intangible assets like patents and trademarks into liquid capital [6]. - This access to IP pledge financing is anticipated to alleviate funding shortages during research and production phases, thereby promoting technological innovation and market expansion [7]. Group 3: Broader Economic Implications - The measures are likely to stimulate corporate innovation by providing financial support for R&D, encouraging companies to enhance their innovation capabilities and accelerate the transformation of technological achievements [8]. - On a macroeconomic level, the initiative aims to improve the effectiveness of financial services in supporting the real economy, fostering a positive interaction between finance, technology, and industry [8]. - The move aligns with national policies on intellectual property and financial supervision, potentially serving as a model for other regions and contributing to the transition from a "big country" in IP to a "strong country" in IP [8].
103项金融产品! 广东首次梳理发布全省知识产权质押融资产品
Shen Zhen Shang Bao· 2025-06-04 17:05
《通知》鼓励省内外高校院所、企业等创新主体查阅产品清单,通过产品清单自主选择适合自身实际需 求的知识产权金融产品,加强风险防范,提升发展质量;要求各级知识产权、金融监管部门要联合金融 机构,广泛开展知识产权质押融资政策宣讲、入园惠企、银企对接等活动,宣传推广知识产权金融产 品,提高普惠程度和服务效能,有效解决小微企业融资难、融资贵等问题。 据悉,知识产权金融生态综合试点工作开展以来,广东加大知识产权金融服务力度,广泛征集创新主体 知识产权金融需求,目前已经有近百家企业反馈相关需求,省市场监管局正组织各地市市场监管局、各 相关单位,通过走访调研、座谈交流等"面对面"的形式,向企业全方位宣传广东知识产权质押融资、专 利转化运用、专利密集型产品备案等相关政策措施,推动企业与金融机构等精准对接,靶向破解企业在 质押融资等方面的难题,以质押融资服务"及时雨"助力激发企业发展"新动能"。 【深圳商报讯】(驻穗记者姚嘉莉通讯员粤市监)近日,广东省市场监督管理局、广东省金融监管局、 深圳市金融监管局向社会公开印发《广东省知识产权质押融资产品清单的通知》,汇总并发布103项全 省银行、保险等金融机构关于知识产权质押融资、保险等 ...
让政策红利惠及深圳更多科创企业
Jin Rong Shi Bao· 2025-05-22 01:58
Group 1 - The core viewpoint of the news is that the "Action Plan" aims to enhance financial support for technology innovation in Shenzhen, focusing on fostering new productive forces and optimizing financing services [1][2]. - The "Action Plan" includes 15 measures across five areas, emphasizing the importance of financial institutions actively engaging with technology enterprises and key projects [1][2]. - Shenzhen's financing scale for technology enterprises is projected to reach 1.1 trillion yuan in 2024, with venture capital exceeding 1.5 trillion yuan, indicating a strong position among Chinese cities [2]. Group 2 - Financial institutions are encouraged to provide tailored financial services throughout the lifecycle of technology enterprises, from startup to maturity [3]. - For early-stage companies, financial support may include R&D loans and equity loans, while growth-stage companies can access patent pledges and order financing [3]. - The establishment of cross-border financial services is highlighted, with a focus on enhancing cooperation between Shenzhen and Hong Kong to support technology enterprises' international needs [4].
如何建设中国特色的科技金融体系?
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-21 16:34
Core Viewpoint - China is at a critical stage in building a technology-driven nation, with a focus on achieving high-level technological self-reliance and independence, making the construction of a technology finance system with Chinese characteristics essential for high-quality development [1] Group 1: Importance of a Chinese Technology Finance System - The system helps to break through the "bottlenecks" of technological innovation, supporting high-quality economic development by addressing the financing challenges faced by technology-intensive enterprises [2] - It enhances national security by increasing the ability to independently control core technologies through coordinated efforts of policy funds, market capital, and social funds [2] - The system promotes regional balance and inclusive development by addressing the uneven distribution of financial resources across different regions in China [3] - It fosters talent cultivation and institutional innovation, enhancing international competitiveness through collaboration among universities, research institutions, and financial entities [3] Group 2: Policy Measures and Framework - The policy measures outlined in the document include 15 initiatives covering funding supply, product innovation, risk sharing, ecosystem development, and open cooperation [4] - Establishing a multi-tiered funding support system is crucial, including the creation of a national venture capital guidance fund to support early-stage technology innovation companies [4][5] - The emphasis on collaborative investment from various entities, including policy banks and commercial banks, aims to create a new pattern of technology capital formation [5] Group 3: Financial Product and Service Innovation - The document encourages the development of specialized financial products for technology companies, addressing their unique needs through innovative financial services [6] - It promotes the establishment of credit channels and differentiated risk tolerance policies to alleviate the challenges of obtaining loans for technology enterprises [6] - Knowledge property financing mechanisms and insurance products are highlighted to mitigate risks associated with innovation [6] Group 4: Risk Sharing and Evaluation Systems - A multi-layered risk-sharing mechanism is proposed to alleviate financial institutions' concerns about high-risk technology investments [7] - The introduction of an innovation scoring system aims to link financial support to companies' innovation capabilities, facilitating resource allocation based on innovation performance [7] Group 5: Regional Collaboration and Ecosystem Development - The policy supports the establishment of technology finance pilot zones and encourages regional collaboration to balance development across different areas [8] - It promotes the creation of a supportive ecosystem for technology finance, including third-party evaluation and technology transaction services [8] Group 6: Open Cooperation and Policy Execution - The document emphasizes the importance of open cooperation, encouraging technology companies to expand internationally and access global innovation resources [9] - A multi-departmental collaborative mechanism is established to ensure effective policy implementation and coordination among various governmental bodies [9][10]