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政银携手赋能乡村振兴——邮储银行沈阳市分行与沈阳市农业农村局开启金融助农新篇章
Sou Hu Cai Jing· 2025-04-29 06:40
Group 1 - The event "2025 Shenyang·Changrong Project - Financial Innovation Development for Agriculture" was held to focus on rural revitalization and promote financial support for farmers [1][3] - A strategic cooperation agreement was signed between Shenyang Agricultural and Rural Bureau and Postal Savings Bank Shenyang Branch, marking a new phase in financial support for rural revitalization [3][6] - The Shenyang Municipal Financial Office emphasized the importance of policy guidance to encourage financial institutions to increase agricultural credit, including measures like agricultural re-loan rewards and interest subsidies for first-time borrowers [3][4] Group 2 - Postal Savings Bank Shenyang Branch has allocated 3 billion yuan for agricultural loans, focusing on nine key industries including food security and livestock farming [4] - The bank has established 858 credit villages and provided loans totaling 7.98 billion yuan, with significant support during the spring farming season [4][5] - Future plans include deepening cooperation with the Agricultural and Rural Bureau and innovating financial services through "agricultural big data + finance" to enhance precision in policy and financial alignment [5][6]
青海银行业创新抵押方式赋能各类经营主体
构建新型抵押体系 在传统抵押模式难以满足多样化融资需求的背景下,近年来,青海省银行业积极探索,通过创新金融服 务模式,成功激活"沉睡资产",构建起新型抵押体系,为实体经济发展注入强劲动力。 青海碳谷信息科技有限公司是一家从事低碳技术研究、碳资产交易等业务的科技型企业,其核心功能板 块包括零碳经济服务中心、碳中和技术实验室两大部分。此前,该企业生产经营面临流动资金不足等问 题,开发的碳资产尚未形成有效的碳排放权,不符合建设银行的授信要求。 为此,建设银行海东分行加强与第三方担保公司合作,开发碳汇未来收益权及碳指标现/期货交易收益 权质押担保模式,为该公司办理碳汇质押贷款业务,发放流动资金贷款300万元,支持企业碳汇项目开 发。这一举措不仅盘活了企业的资产,还为企业的可持续发展提供了资金支持。 ■本报记者 郝飞 近年来,中国人民银行青海省分行支持辖内银行充分挖掘农牧区各类资产资源,创新推出林权抵押贷 款、农垦国有农用地使用权抵押贷款和活畜抵押贷款等一系列融资新模式,切实满足农牧区经营主体多 样化融资需求。 截至2025年3月末,青海全省林权抵押贷款余额4.3亿元,农垦国有农用地使用权抵押贷款余额1.4亿元, 累计 ...