整村授信

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为金融高质量服务乡村振兴保驾护航
Jin Rong Shi Bao· 2025-05-29 03:18
深耕产业特色,全力保障涉农融资需求。中国人民银行海北州分行引导金融机构全力支持粮油丰产和种 业振兴,积极为企业发放粮油储备和农产品加工贷款,为农户、油坊等主体发放青稞、油菜生产经营贷 款。截至3月末,海北州粮食生产贷款余额和其他重要农产品生产贷款余额48.44亿元,其中,种业振兴 贷款余额1.53亿元,为保障国家粮食安全和重要农产品供给奠定了坚实基础;引导金融机构继续细分市 场,创新牦牛/白藏羊产业链经营贷、马铃薯/油菜产业贷、整村授信"村村贷"、活畜贷、乡村振兴富民 贷等产品。截至3月末,海北州涉农贷款余额84.86亿元,同比增长3.7%,其中,农牧户生产经营性贷款 余额68.57亿元,同比增长4.6%。 凝聚多方合力,协同助力乡村振兴。中国人民银行海北州分行配合海北州财政局开展普惠金融发展专项 资金奖补贴工作,截至目前,已对14户小微企业给予支小支农贷款贴息,对8家银行业金融机构给予支 小支农贷款风险补偿,对1家政府性融资担保机构给予涉农业务降费奖补,共计办理740笔,累计补贴 605.67万元,极大提振了企业和金融机构高质量服务乡村振兴的积极性。2025年以来,该行联合州财政 局、地方县政府等举办2场政 ...
人行广东省分行:辖内金融机构累计对1.8万个信用村“整村授信”,金额超5000亿元
news flash· 2025-05-15 04:24
人行广东省分行:辖内金融机构累计对1.8万个信用村"整村授信",金额超5000亿元 金十数据5月15日讯,从人民银行广东省分行获悉,近年来,该行以信用信息共享平台为载体,引导金 融机构以信用村为单位开展"整村授信",以信息带动资金、人才、技术等各类要素向农村地区聚集,改 善农村金融服务和金融生态,有力促进城乡区域协调发展,助推"百千万工程"取得实效。截至2025年一 季度末,辖内金融机构累计对1.8万个信用村实施"整村授信",金额超5000亿元,惠及涉农主体140万 个。 (21财经) ...
政银携手赋能乡村振兴——邮储银行沈阳市分行与沈阳市农业农村局开启金融助农新篇章
Sou Hu Cai Jing· 2025-04-29 06:40
Group 1 - The event "2025 Shenyang·Changrong Project - Financial Innovation Development for Agriculture" was held to focus on rural revitalization and promote financial support for farmers [1][3] - A strategic cooperation agreement was signed between Shenyang Agricultural and Rural Bureau and Postal Savings Bank Shenyang Branch, marking a new phase in financial support for rural revitalization [3][6] - The Shenyang Municipal Financial Office emphasized the importance of policy guidance to encourage financial institutions to increase agricultural credit, including measures like agricultural re-loan rewards and interest subsidies for first-time borrowers [3][4] Group 2 - Postal Savings Bank Shenyang Branch has allocated 3 billion yuan for agricultural loans, focusing on nine key industries including food security and livestock farming [4] - The bank has established 858 credit villages and provided loans totaling 7.98 billion yuan, with significant support during the spring farming season [4][5] - Future plans include deepening cooperation with the Agricultural and Rural Bureau and innovating financial services through "agricultural big data + finance" to enhance precision in policy and financial alignment [5][6]