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天星数科洞悉小微企业资金需求 发挥数字技术实力破解融资梗阻
Sou Hu Cai Jing· 2025-08-19 12:09
Core Viewpoint - The article emphasizes the critical role of small and micro enterprises in driving national economic development, while highlighting their persistent challenges in financing and high costs, which hinder their growth. The emergence of industrial chain finance, facilitated by digital technology, is presented as a powerful solution to these challenges. Group 1: Company Initiatives - Tianxing Digital Technology is focused on leveraging digital technology to address the financial bottlenecks faced by small and micro enterprises, enhancing their ability to secure funding and resources [1][4] - The company has developed a leading industrial-financial digital platform that tracks the entire process of production and sales, providing timely and cost-effective financial support based on real-time data [1][2] Group 2: Impact on Enterprises - Tianxing Digital Technology has assisted over 5,000 real enterprises in obtaining more than 100 billion yuan in bank credit, resulting in an average reduction of approximately 2 percentage points in financing costs for these enterprises [2] - The application of digital technology has improved automation and intelligence in business operations, reduced information asymmetry, and enhanced risk control capabilities in industrial chain finance [1][2] Group 3: Future Directions - The company plans to continue its commitment to the "digital technology serving the real economy" philosophy, integrating its experience in supply chain finance and industrial digitization to provide immersive financial services for small and micro enterprises [4] - Tianxing Digital Technology aims to deepen its involvement in key industries and weak links, continuously refining and launching better products and services to support the growth of small and micro enterprises [4]
天星数科深挖供应链金融 以数字科技助力新质生产力
Sou Hu Cai Jing· 2025-06-20 03:53
Core Insights - The construction of a secure, stable, and self-controllable industrial supply chain is strategically significant for enhancing national competitiveness in the current economic landscape [1] - Traditional financial service models are limited in supporting high-risk, long-cycle technology innovation projects due to their reliance on individual enterprise financing capabilities [1] - Tianxing Digital Technology focuses on alleviating financing difficulties for small and micro enterprises through digital financial practices, injecting strong momentum into industrial development [1] Company Developments - Tianxing Digital Technology has launched a leading industrial-financial digital platform that tracks the entire production and sales process in real-time, providing timely support for small and micro enterprises' funding needs [1] - The company has provided over 100 billion yuan in credit support to more than 5,000 industrial entities, reducing financing costs for small enterprises by approximately 2 percentage points on average [2] - The company has received recognition for its contributions to the industry, being named one of the "Top 30 Financial Technology Companies in Zhongguancun 2020" and included in the "China Digital Supply Chain Financial Innovation and Practice Report (2021)" [2] Strategic Positioning - As a brand under Xiaomi, Tianxing Digital Technology will continue to leverage Xiaomi Group's "human-vehicle-home ecosystem" strategy, focusing on enhancing its capabilities in serving small and micro enterprises through digital technology [4] - The company aims to stimulate the endogenous development potential of small and micro enterprises, fostering a new generation of productive enterprises that break away from traditional growth paths [4]