Core Viewpoint - The People's Bank of China Laiwu Branch has implemented various measures since 2025 to enhance financial services for county-level economic development, resulting in significant loan growth in key areas [1][2]. Group 1: Central Bank Funding Support - The Laiwu Branch has executed a moderately loose monetary policy, releasing approximately 915 million yuan through reserve requirement ratio cuts, and facilitating the issuance of 1 billion yuan in technology innovation bonds by Lai Commercial Bank [2]. - As of the end of May, the total loans in the Laiwu Branch's jurisdiction reached 144.78 billion yuan, with a year-to-date growth of 4.16%, and corporate loans increased by 5.61 billion yuan, a year-on-year increase of 37.03% [2]. Group 2: Service Mechanism Optimization - Since February 2023, the Laiwu Branch has introduced a "Financial Commissioner" system, deploying 26 resident and 15 non-resident financial specialists to enhance policy alignment and project connections [3]. - By the end of May, the financial commissioners have facilitated 75 fiscal and industrial policy transmissions, organized 233 training sessions for over 1,600 enterprises, and conducted 2,607 enterprise visits, resulting in 1,018 credit agreements totaling 74.342 billion yuan [3]. Group 3: Special Action Quality Improvement - The Laiwu Branch has launched a "Financial Services for NPC and CPPCC Representatives" initiative to enhance financing connections between banks and enterprises, establishing a collaborative mechanism involving government and financial institutions [5]. - As of the end of May, the initiative has identified 39 enterprises with a total credit balance of 3.736 billion yuan and a loan balance of 2.332 billion yuan, with 348 enterprises visited and 170 financial products promoted [5]. Group 4: Credit Product Innovation - The Laiwu Branch has organized discussions with financial institutions to develop tailored credit products that meet the specific needs of various enterprises, resulting in the launch of 122 credit products, including over 100 specialized products [6]. - Notable innovations include the "Production and Finance e-loan," which connects with the Shandong Guarantee Financial Supervision Warehouse platform to address financing challenges for agricultural enterprises [6].