Core Insights - The article highlights the current state of cash management products in the market, focusing on both RMB and USD cash products, their performance, and the leading institutions in this sector [1][6]. Summary by Sections Cash Management Products Overview - As of October 30, there are a total of 5722 public cash management products available from various financial institutions [1]. - Among these, 5691 are RMB cash management products, with an average annualized yield of 1.378% over the past six months [6]. - There are 30 USD cash management products, with an average annualized yield of 3.879% over the same period, indicating a yield advantage over RMB products [6]. Performance of Leading Products - The top-performing cash management products include: - "启源现金4号N" from 苏银理财 with a yield of 2.922% - "启源货币3号G" from 苏银理财 with a yield of 2.875% - "京华远见" from 北银理财 with a yield of 2.103% [3][7]. - Only 16 RMB products have yields exceeding 2%, while 11 products have yields below 1% [6]. Institutional Performance - The top five institutions based on performance are: - 北银理财: 1.697% - 苏银理财: 1.667% - 渝农商理财: 1.648% - 恒丰理财: 1.613% - 南银理财: 1.606% [6]. - The remaining institutions have yields ranging from 1.2% to 1.6% [6]. Trends and Market Dynamics - The article notes a downward trend in USD cash management product yields due to recent interest rate cuts by the Federal Reserve, which have reduced the federal funds rate to 3.75%-4.00% [6]. - The only USD product yielding over 4% is "中银理财-QDII日计划(美元版)U," with a yield of 4.003% [6].

财经全媒体集团 21世纪经济报道 (好) 摩妮 EVI童 理财公司公募现金类理财 近3月七日年化收益率均值榜 | li 특 | 产品名称 | 管理人 | 起购金额 (元) | 『BET 七日年化 收装率拉 | | --- | --- | --- | --- | --- | | | | | | 庫 | | | 启源现金4号N | 苏银理财 0.01 | | 2.887% | | | 高原货币3号G | 苏银理财 | 1 | 2.785% | | | 招赢目目会96号A | 招银理财 0.01 | | 2.162% | | 4 | 京华远见 | 北银理财 | 0.01 | 2.091% | | 5 | 恒仁新闻 今年 225号A | 恒丰理财 | 1 | 2.053% | | 6 | 徽安顿合管理类47号-C | 徽银理财 | 0.01 | 2.009% | | 7 | 阳光碧乐活195号I | 光大理财 | J | 1.994% | | 8 | 油惠来了 写唐 大添加班 = 68号 | 浦银理财 | 0.01 | 1.993% | | 9 | 大大成长3号44期B | 平安 详测 | 0.01 | 1.971% ...