Core Insights - The average annualized yield for public cash management products in RMB over the past three months is 1.364%, while USD cash products have an average yield of 3.894%, indicating a yield advantage for USD products [5] - Among the listed products, SuYin Wealth Management has two products in the top rankings, while other institutions like ZhaoYin Wealth Management, BeiYin Wealth Management, and others have one product each [5] Overall Performance - As of September 25, 2025, there are 6,517 RMB public cash management products, with only 39 products yielding over 2%, representing 0.6% of the total [5] - 1,143 products have yields between 1.5% and 2%, while over 80% of the products yield between 1% and 1.5%, totaling 5,298 products [5] Highlighted Product Analysis - The top two products are "QiYuan Cash No. 4 N" and "QiYuan Currency No. 3 G" from SuYin Wealth Management, with yields of 2.89% and 2.78% respectively [6] - The third-ranked product is "ZhaoYin Daily Gold No. 96 A," which has a yield of 2.16% and was launched in Q2 2025 with a fundraising scale of 14.3053 million [6] - "YangGuang BiLeHuo No. 195 I" from GuangDa Wealth Management, launched in Q2 2025, had significant fluctuations in yield, currently at 1.99% [6] - "HuiYin Cash Management Product No. 47-C" has shown considerable yield volatility since its launch, with an average yield of 2.01% over the past three months [10]

Core Insights - The average annualized yield for RMB public cash management products over the past three months is 1.364%, while USD cash products have an average yield of 3.894%, indicating a yield advantage for USD products [5] - The ranking of products shows that SuYin Wealth Management has two products listed, while other institutions like ZhaoYin Wealth Management, BeiYin Wealth Management, HengFeng Wealth Management, and others have one product each [5] Overall Performance - As of September 25, there are 6,517 RMB public cash management products, with only 39 products yielding over 2%, representing 0.6% of the total. 1,143 products fall within the 1.5% to 2% yield range, while over 80% of products yield between 1% and 1.5%, totaling 5,298 products. Additionally, 37 products yield below 1% [5] Highlighted Product Analysis - The top two products are "QiYuan Cash 4" and "QiYuan Currency 3" from SuYin Wealth Management, with average annualized yields of 2.89% and 2.78% respectively [6] - The third-ranked product is "ZhaoYin Daily Gold 96A" with an average yield of 2.16%. This product was launched on May 28, 2025, with a fundraising scale of 14.3053 million yuan, primarily investing in low-risk assets [6] - Another notable product is "YangGuang BiLeHuo 195I" from GuangDa Wealth Management, which was established on May 23, 2025, and had a peak yield of 2.0284 yuan per ten thousand units before declining. Its current average yield is 1.99% [6] - The sixth-ranked product, "HuiYin Cash Management Product 47-C," is a new share of the existing product, showing significant yield fluctuations between 0.37 and 0.82, with an average yield of 2.01% [9]