格隆汇10月22日丨京北方公告，2025年第三季度实现营业收入12.52亿元，同比增长5.01%；归属于上市 公司股东的净利润1.25亿元，同比增长17.98%；基本每股收益0.14元。前三季度实现营业收入36.13亿 元，同比增长5.14%；归属于上市公司股东的净利润2.43亿元，同比增长7.94%。从重点业务板块及产品 线表现来看，公司软件及IT解决方案业务板块实现营业收入8.55亿元，同比增幅达9.90%，占公司整体 营收比重进一步提升至68.32%；其中，伴随AI应用在银行业等金融机构的持续落地，公司人工智能及 大数据创新产品线延续了上半年高速增长的态势。 ...

Core Insights - The company, Jingbeifang Information Technology Co., Ltd., reported a revenue of 2.361 billion yuan for the first half of 2025, reflecting a year-on-year growth of 5.22% [1] - The net profit attributable to shareholders reached 119 million yuan, indicating a stable operational performance [1] Business Segments - The software and IT solutions segment generated 1.569 billion yuan, accounting for 66.47% of total revenue, with the fintech solutions product line contributing 709 million yuan, growing at 15.94%, and the AI and big data innovation product line achieving 64 million yuan, with a growth rate of 73.48% [1] - The digital operation segment reported revenue of 792 million yuan, with the smart customer service and consumer finance precision marketing product line generating 462 million yuan [1] Customer Contributions - Financial industry clients contributed 2.186 billion yuan, representing 92.59% of total revenue, with small and medium-sized banks contributing 230 million yuan (growth of 9.40%), and non-bank financial institutions contributing 210 million yuan (growth of 25.58%) [2] - Non-financial clients contributed 175 million yuan, with a growth rate of 23.02% [2] - The company added 22 new corporate clients in the first half of 2025, enhancing the balance of its customer structure [2] Strategic Focus - The AI and big data innovation product line is identified as a key growth area, with high gross margins expected to improve overall profitability as its revenue share increases [2] - The company successfully won a project with a state-owned bank focused on AI risk management and foundational technology platforms, showcasing its technical capabilities in the AI application sector [2] Research and Development - In early 2023, the company established the Jingbeifang Research Institute to advance research in cutting-edge technologies and strengthen collaborations with universities and research institutions [3] - The research institute aims to enhance pre-research capabilities and product standardization by focusing on areas such as large model intelligence, computer vision, big data, cloud computing, blockchain, and privacy computing [3] - The company has developed a comprehensive product and technology system targeting the financial industry, offering solutions across various domains including risk management and digital currency integration [3]