9月3日，中科金财跌5.04%，截至发稿，报39.02元/股，成交10.41亿元，换手率7.77%，总市值132.69亿 元。 资料显示，北京中科金财科技股份有限公司位于北京市朝阳区安翔北路11号北京创业大厦B座9层，成 立日期2003年12月10日，上市日期2012年2月28日，公司主营业务涉及应用软件开发、技术服务及相关 的计算机信息系统集成服务。主营业务收入构成为：数据中心综合服务50.81%，金融科技综合服务 31.66%，人工智能综合服务14.01%，其他(补充)3.52%。 从基金十大重仓股角度 湘财长兴灵活配置混合A（009169）基金经理为车广路。 截至发稿，车广路累计任职时间13年190天，现任基金资产总规模1.3亿元，任职期间最佳基金回报 56.86%， 任职期间最差基金回报-40.29%。 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 责任编辑：小浪快报 数据显示，湘财基金旗下1只基金重仓中科金财。湘财长兴灵活配置混合A（009169）二季度持有股 ...

9月1日，中科金财盘中上涨2.04%，截至11:08，报46.42元/股，成交10.99亿元，换手率7.19%，总市值 157.85亿元。 资金流向方面，主力资金净流出7744.23万元，特大单买入1.08亿元，占比9.79%，卖出1.13亿元，占比 10.25%；大单买入2.60亿元，占比23.63%，卖出3.32亿元，占比30.22%。 中科金财今年以来股价涨153.38%，近5个交易日涨0.41%，近20日涨62.93%，近60日涨89.39%。 今年以来中科金财已经9次登上龙虎榜，最近一次登上龙虎榜为8月19日，当日龙虎榜净买入-1.02亿 元；买入总计4.36亿元 ，占总成交额比14.41%；卖出总计5.38亿元 ，占总成交额比17.79%。 资料显示，北京中科金财科技股份有限公司位于北京市朝阳区安翔北路11号北京创业大厦B座9层，成 立日期2003年12月10日，上市日期2012年2月28日，公司主营业务涉及应用软件开发、技术服务及相关 的计算机信息系统集成服务。主营业务收入构成为：数据中心综合服务50.81%，金融科技综合服务 31.66%，人工智能综合服务14.01%，其他(补充)3.52%。 ...

Group 1 - The stock price of Zhongke Jincai increased by 2.04% on August 27, reaching 45.04 CNY per share, with a trading volume of 8.22 billion CNY and a turnover rate of 5.52%, resulting in a total market capitalization of 15.316 billion CNY [1] - Year-to-date, Zhongke Jincai's stock price has risen by 145.85%, with a 0.69% increase over the last five trading days, 48.26% over the last 20 days, and 72.30% over the last 60 days [1] - The company has appeared on the "Dragon and Tiger List" nine times this year, with the most recent appearance on August 19, where it recorded a net buy of -1.02 billion CNY [1] Group 2 - Zhongke Jincai, established on December 10, 2003, and listed on February 28, 2012, is primarily engaged in application software development, technical services, and related computer information system integration services [2] - The revenue composition of Zhongke Jincai includes 50.81% from data center comprehensive services, 31.66% from financial technology comprehensive services, 14.01% from artificial intelligence comprehensive services, and 3.52% from other services [2] - As of June 30, 2025, Zhongke Jincai had 95,800 shareholders, an increase of 9.15% from the previous period, with an average of 3,510 circulating shares per person, a decrease of 8.38% [2] Group 3 - Since its A-share listing, Zhongke Jincai has distributed a total of 60.4578 million CNY in dividends, with no dividends paid in the last three years [3] - As of June 30, 2025, Hong Kong Central Clearing Limited is the second-largest circulating shareholder, holding 7.8123 million shares, an increase of 2.7646 million shares from the previous period [3] - Huabao Zhongzheng Financial Technology Theme ETF ranks as the fifth-largest circulating shareholder, holding 2.8754 million shares, an increase of 0.1413 million shares from the previous period [3]

Core Insights - The company reported a total revenue of 345 million yuan for the first half of 2025, representing a year-on-year increase of 14.36%. However, the net profit attributable to shareholders was -84.95 million yuan, a decline of 71.51% year-on-year, indicating a situation of revenue growth without profit increase [2] - In the second quarter, total revenue was 171 million yuan, down 4.35% year-on-year, with a net profit of -46.26 million yuan, reflecting a significant decline of 109.67% year-on-year [3] Financial Performance - The gross margin decreased to 16.43%, down 27.4% year-on-year, while the net margin was -24.61%, a decrease of 49.97% year-on-year [6] - Operating cash flow per share was -0.75 yuan, a decrease of 54.8% year-on-year, indicating worsening cash flow conditions [6] Revenue Composition - Revenue from data center services was 175 million yuan, accounting for 50.81% of total revenue, with a gross margin of 13.24% [6] - Financial technology services generated 109 million yuan, representing 31.66% of total revenue, with a gross margin of 19.26% [6] - Artificial intelligence services contributed 48.35 million yuan, making up 14.01% of total revenue, with a gross margin of 27.46% [6] Regional and Sector Distribution - The company generated 280 million yuan from the North China region, accounting for 81.22% of total revenue, with a gross margin of 15.07% [6] - Revenue from the enterprise sector was 155 million yuan, representing 44.96% of total revenue, with a gross margin of 10.52% [6] Cash Flow and Financial Health - Cash and cash equivalents decreased by 29.35% due to increased procurement payments [6] - Accounts receivable increased by 164.73% as a result of extended sales collection periods [6] - Interest-bearing debt rose by 654.74% due to new bank loans [6] - The net cash flow from operating activities decreased by 54.78% due to increased cash payments for goods and services [6]

Core Viewpoint - Zhongke Jincai reported a significant decline in net profit despite a revenue increase, indicating underlying financial challenges and operational risks [1][2]. Financial Performance - In the first half of 2025, Zhongke Jincai achieved revenue of 345 million yuan, a year-on-year increase of 14.36% [1]. - The net profit attributable to shareholders was -84.95 million yuan, a year-on-year decline of 71.51% [1]. - Cumulative losses over the past four and a half years amount to approximately 510 million yuan [1]. Business Segments - The gross margins for financial technology services, data center services, and artificial intelligence services decreased by 1.64%, 8.66%, and 14.53% respectively [2]. - Revenue from financial technology services plummeted by 47.45% to 109 million yuan [2]. Cash Flow and Financial Health - The net cash flow from operating activities showed a sharp decline of 54.78%, resulting in -253 million yuan [2]. - The decrease in cash flow is attributed to increased cash payments for goods and services [2]. Legal Issues - The company and its subsidiaries are involved in new undisclosed litigation and arbitration matters totaling approximately 216 million yuan, exceeding 10% of the latest audited net assets [2]. - These legal disputes may further strain the company's resources and operational focus [2]. Recommendations for Improvement - The company needs to analyze the reasons behind the decline in gross margins and revenue, optimize its business structure, and enhance the competitiveness of its core services [3]. - Improved cash flow management and efficient fund allocation are essential for stabilizing operations [3]. - Active engagement in legal matters is necessary to mitigate impacts on the company [3]. - Strengthening internal management and controlling operational expenses will be crucial for overcoming current challenges [3].