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世界投资者周 | 当“AI骗局”找上门,这份指南请收好
中泰证券资管· 2025-10-23 11:32
Core Viewpoint - The widespread application of artificial intelligence (AI) technology in the financial sector has brought significant convenience to investments, but it also poses risks due to potential misuse by fraudsters [2]. Group 1: Key Points on Risk Prevention - Strictly verify qualifications: Investors should ensure that any institution or individual providing securities investment consulting services has the necessary qualifications, which can be checked through official platforms like the Securities Regulatory Commission [3]. - Recognize high-yield promise traps: Investors should be highly cautious of any investment promotions that guarantee "no loss" or "capital protection with high returns," as these are often signs of illegal fundraising [3]. - Protect account information security: Investors should avoid disclosing personal information such as ID numbers, bank account details, and passwords to strangers, and should only download trading software from official channels [3]. - Understand the limitations of AI technology: Investors should be aware that current algorithms cannot accurately predict future stock prices and should treat AI as an analytical tool rather than a "prediction device" [3]. Group 2: Measures for Handling Suspicious Situations - If suspicious situations arise, investors should verify through official customer service of licensed institutions like brokers or fund companies [5]. - In case of confirmed fraud, it is crucial to preserve evidence such as chat records, transaction records, and promotional materials, and report to local law enforcement promptly [5]. - In the context of deep integration between finance and technology, investors should maintain a learning enthusiasm for new technologies while reinforcing risk awareness [5].