在国家大力推动普惠金融发展,全力破解小微企业融资难题的关键时期,2025年4月25日14:00,一场聚焦金融创新与小微企业发展的盛会 —— 由中共北京市委 金融委员会办公室主办的北京畅融工程活动,于北京市京师律师大厦盛大启幕。本次活动邀请了北京地区20余家银行参与,更有超百家企业代表到场,共同见证 金融科技赋能小微企业融资的重要时刻。活动中,华城瑞讯(北京)信息科技有限公司无疑成为全场瞩目的焦点,其人工智能创新成果为小微企业融资困境带来 了新的曙光。 活动开场,中国中小企业协会朱玉先生发表致辞,强调了小微企业在国民经济中的重要地位,以及金融科技对小微企业发展的关键推动作用。14时15分,华城瑞讯 重磅推出自主研发、全国首创首发的 人工智能22°智・融资Agent,并在现场开展企业应用体验。这款人工智能 Agent 基于deepseek大模型并通过企业服务垂直 领域深度学习,能够不断优化和提升自身的分析与决策能力。它构建了高度智能化且高质量的金融服务模型,该Agent不仅依托先进算法架构与强大的海量金融 大数据分析能力,精准洞察小微企业在融资过程中的痛点与需求,还通过对企业经营数据、财务状况、信用记录等多维度信 ...

Core Insights - Huacheng Ruixun has launched an AI-driven financing agent, the 22° Intelligent Financing Agent, which is a national first and aims to optimize financial services for small and micro enterprises [1][3] - The agent utilizes the deepseek model and deep learning in vertical enterprise services to enhance its analytical and decision-making capabilities [1] - The AI agent addresses the pain points and needs of small and micro enterprises in the financing process through intelligent analysis of various data dimensions, including operational data, financial status, and credit records [1] Company Features - Users can access the AI agent via a WeChat mini-program, allowing enterprises to view intelligent business diagnosis and financing analysis reports [3] - The agent facilitates a seamless connection between enterprises and banking professionals, optimizing the traditionally lengthy financing process and bridging information gaps [3] - The AI agent has been implemented in multiple scenarios, effectively addressing the challenges of slow, expensive, and difficult financing for small and micro enterprises [3] Performance Metrics - The AI agent can reduce the average financing cycle for small and micro enterprises by over 60% and lower financing costs by approximately 50% [3]