平安产险广东分公司在内的多家保险公司开展台风灾前隐患排查风险减量行动。如平安产险广东分公司对建设项目进行现场排查并做好加固、排水等措施： 对钢筋棚等轻钢结构建筑增设缆风绳，对钢围蔽增设固定式钢斜撑等加固措施等。 为应对报案量激增，各家保险公司纷纷开通绿色理赔通道，提高理赔效率。在"韦帕"登陆前4小时，高州水产养殖户陈先生就收到了1.8万元理赔款，这背 后，阳光农险茂名中心支公司依托大灾绿色理赔通道和数字化平台，为5张水产保单预计支付22.13万元。 一般而言，灾后保险理赔的具体流程是怎样的？通过国寿财险钦州中支的理赔案例来看，受"韦帕"台风影响，灵山县三隆镇部分蔗田出现大面积倒伏，农户 损失严重。获悉灾情后，该公司立即联合灵山县支启动农业保险应急预案，第一时间联系当地糖站，组织专业查勘队伍赶赴受灾现场，进行核损定损，确定 受灾面积，开展灾后理赔工作。 北京商报讯（记者 胡永新）受今年第6号台风"韦帕"影响，7月20日以来，广东省部分地市出现较强风雨，局部特大暴雨。7月23日，北京商报记者获悉，截 至7月22日上午10时，广东保险业累计接收报案8377件，估损金额2.11亿元。 面对灾害，保险业构筑起一道集灾前 ...

Core Viewpoint - The financial institution has a responsibility to support the development of the Yi embroidery industry, providing personalized risk protection and high-quality insurance products to enhance the traditional craft [1][5]. Group 1: Industry Development - The Yi embroidery industry has a history of over 1,700 years and is a significant cultural heritage of the Yi ethnic group in Yunnan [4]. - In 2024, there are 2,233 operating entities in the Yi embroidery sector, an increase of 1,695 from 2022, with 13 enterprises classified as large-scale [4]. - The average annual income for over 60,000 embroiderers is projected to be 3,840 yuan, reflecting a year-on-year growth of 7.56% [4]. Group 2: Insurance Support - China Life Property Insurance Company in Chuxiong has developed a comprehensive insurance plan called "Yi Embroidery Insurance" to meet the insurance needs of the Yi embroidery industry [5]. - The company has provided risk protection amounting to 225 million yuan for 574 embroiderers and 7 enterprises [5]. - In 2024, the company offered over 7.7 million yuan in risk protection for Yi embroidery's participation in the Paris Fashion Week [5]. Group 3: Future Plans - The company aims to continue providing top-notch services to strengthen the insurance framework for the Yi embroidery industry, contributing to the high-quality economic and social development of Chuxiong [6].

Group 1 - Typhoon "Butterfly" made landfall in Hainan on June 13, causing severe damage in Hainan, Guangdong, and Guangxi, including landslides and mudslides [1] - The insurance industries in Guangdong, Hainan, and Guangxi quickly activated emergency plans, utilizing technology to reduce risks and opening green channels for claims [3][4] - Insurance companies are shifting from traditional "post-disaster compensation" to "pre-disaster prevention," establishing a comprehensive protection system from warning to response and loss reduction [5] Group 2 - Technology such as AI, drones, and IoT is being widely applied in the insurance sector to enhance risk identification and loss reduction efficiency [4][5] - The rapid claims process has been highlighted, with instances of claims being paid out even before the storm subsided [6][7] - Specific claims examples include a payment of 1.43 million yuan to aquaculture farmers and 24,200 yuan for mango damage in Hainan [7][8] Group 3 - Timely reporting of claims is crucial for determining the relationship between the disaster and the insured losses, affecting the insurer's liability [8] - Agricultural insurance products that cover typhoon risks may not require immediate reporting, as insurers can assess claims based on investment information [8]