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现代化海洋牧场养殖综合保险
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保险护航海洋牧场稳定经营
Jing Ji Ri Bao· 2025-06-25 22:05
Group 1 - The insurance industry in Guangdong and Hainan is actively responding to the impact of Typhoon "Butterfly" by expediting the processing of marine ranch compensation cases to support affected aquaculture operators [1] - China People's Property Insurance Company in Zhanjiang initiated a rapid pre-compensation mechanism, paying out 1.43 million yuan in comprehensive insurance claims to aquaculture operators before the typhoon made landfall [1] - The rapid compensation is attributed to the "Yue Nong Bao" AI digital comprehensive service platform and the establishment of a "Marine Ranch Service Station," which enhances disaster reduction systems in Zhanjiang [1] Group 2 - The insurance industry is expanding marine aquaculture insurance products to address challenges such as difficult loss assessment and slow claims processing, with new products planned for 2024 [2] - China Life Property Insurance is developing various insurance products, including income insurance for golden pomfret and high-temperature index insurance for sea cucumbers, covering a wide range of marine products [2] - The introduction of technologies like GIS and big data analysis is aimed at improving monitoring and disaster reduction efficiency in marine ranches [2] Group 3 - To address high investment costs and financing difficulties in marine ranching, China Life Property Insurance is optimizing the "insurance + credit" service model in collaboration with Guangfa Bank [3] - A tailored service plan was created for a deep-sea salmon farming project, providing 85.73 million yuan in risk coverage and facilitating a loan credit of 50 million yuan [3] - The insurance industry aims to enhance risk management tools and financial services to support the sustainable development of marine ranching and contribute to the "blue granary" concept [3]
启动“防减救赔”应急响应 保险业全力迎战台风“蝴蝶”
Guang Zhou Ri Bao· 2025-06-15 14:43
精准锁定台风影响区域,发送预警信息560万条次;台风还未登陆,143万元预赔付款已到账;车辆被大 树砸中受损,22分钟完成车险赔付…… 这些快速理赔案例,是广东保险业"科技+保险"创新升级服务的缩影。记者从人保财险广东分公司了解 到,台风"蝴蝶"过境广东,车险理赔案件主要集中在广州、江门、云浮等地。农险则主要为湛江海洋牧 场赔案,以及茂名、揭阳、东莞暴雨致使的水果损失案件。 截至6月15日10时,目前平安产险已接到报案1400余笔,预估理赔金额超870万元;截至6月15日15时, 国寿财险广东省分公司累计接到台风暴雨报案263件,估损523.55万元,已支付赔款32.52万元。 提前预警多措并举防灾减损 2025年第1号台风"蝴蝶"来袭,受台风过境影响,广东省内多个地区出现暴雨、局部大暴雨到特大暴雨 强降水过程。广东省内保险机构第一时间启动"防、减、救、赔"应急响应,全力迎战台风,保障人民生 命财产安全。 快速赔付助力各地复工复产 "台风还在200公里外,手机就收到了保险赔款到账短信!"雷州海水网箱养殖大户陈先生激动地表示。6 月13日,在台风"蝴蝶"逼近粤西海岸线的紧急时刻,湛江人保财险启动快速预赔机制,向 ...
台风“蝴蝶”来袭,致灾风险谁来化解
Bei Jing Shang Bao· 2025-06-15 12:07
台风"蝴蝶"于6月13日登陆海南东方市,成为2025年1号台风。从生成时间来看,这场风暴虽较往年"姗姗来迟",但破坏力不容小觑。海南、广东、广西遭遇 强风暴雨,局部地区出现山体滑坡、泥石流等次生灾害。 6月15日,北京商报记者了解到,面对严峻考验,广东、海南、广西三地保险业迅速启动应急预案,以科技赋能风险减量、开通理赔绿色通道,为受灾群众 和企业撑起"保护伞"。 技术赋能灾前"防御" 对于大众而言,投保的保险能否获得赔偿备受关注。北京商报记者了解到,在此次台风灾害中,"风还没停,赔款就到了!"的情况并不少见,并且,在绿色 理赔通道中,保险公司正跑出"加速度"。 在台风"蝴蝶"逼近粤西海岸线的紧急时刻,人保财险湛江市分公司启动快速预赔机制,于台风登陆前向养殖户支付现代化海洋牧场养殖综合保险赔款143万 元。 受台风"蝴蝶"影响,海南省乐东黎族自治县部分芒果园受损严重,6月14日下午,太保产险海南分公司第一时间奔赴受灾地点,经理赔人员现场严谨核查, 确认其芒果受损面积达 8.84亩,可获赔偿金额2.42万元。 对于财产保险类而言,车险、农险、火灾及其他灾害保险(包括企财险和家财险)的综合险、货物运输保险、工程保险 ...