登录新浪财经APP 搜索【信披】查看更多考评等级 普惠保险作为我国普惠金融的重要组成部分，发挥着经济减震器和社会稳定器的功能。近期，国家金融监督 管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》，提出要加强普惠保险体 系建设，推进保险公司专业化体制机制建设，丰富普惠保险产品供给，提供优质普惠保险服务，强化普惠保 险监管政策引领。明确在未来5年，普惠保险体系逐步健全，提供质优价廉的产品、改善投保理赔服务，为普 惠金融重点领域提供全面保险保障。 提升服务可及性 近两年，随着《国务院关于推进普惠金融高质量发展的实施意见》《国家金融监督管理总局关于推进普惠保 险高质量发展的指导意见》《国务院办公厅关于做好金融"五篇大文章"的指导意见》等政策文件出台，普惠 保险政策体系逐渐完善。在政策引导下，保险业面向特定群体积极研发投保门槛低、价格适宜、条款易懂的 人身保险产品，让消费者"买得到""买得起""赔得满意"。 "健康告知过不了、既往症赔不了"是许多慢性病患者在购买保险时遭遇的困境。由于不满足健康告知条款或 受报销药品限制，慢性病患者往往在购买传统医疗险时被拒绝。 今年6月份，中国出口信用保险公司与 ...

证券板块 受财务数据有效期影响，6 月历来是 IPO 申报高峰期。叠加政策对科技企业 IPO 的支持，6 月以来 IPO 受理节奏显著 加快。6 月单月已有 149 家企业 IPO 获受理，占今年以来受理总量的 86%，较去年同期增加 122 家，同比增幅高达 452%。年初至今，共有 174 家企业 IPO 获受理，同比增加 145 家，同比增幅达 500%。从行业分布看，科技类、制造类 企业居多，受理企业数量前列的行业依次为：专用设备制造业（27 家）；计算机、通信和其他电子设备制造业（21 家）； 化学原料和化学制品制造业（20 家）；电气机械和器材制造业（16 家）；汽车制造业以及通用设备制造业（13 家）。 投资建议：建议关注四条主线：（1）有望迎来戴维斯双击的香港交易所：未来将继续受益于互联互通深化、中概股回 流、A 股企业赴港上市带来的市值扩容与交易活跃度提升（25/05 ADT 为 2103 亿元，同比+50%；累计 ADT 为 2423 亿 元；截至 25/05 末上市公司数量 2633 家，同比+23 家）。（2）业绩增速亮眼以及高股息的多元金融：盛业、九方智投 控股。（3）券商板块上半年 ...

Regulatory Dynamics - The first inclusion of commercial health insurance innovative drug directory into the medical insurance adjustment plan aims to enhance the multi-payment capability for innovative drugs [5] - The Financial Regulatory Bureau has proposed strict adherence to approved insurance terms and rates for non-auto insurance businesses [6][7] - In May 2025, the insurance industry reported a total premium income of 3.06 trillion yuan, with Jiangsu province leading at 315.1 billion yuan [10] Company Dynamics - Taikang Life has completed its first transaction with a pilot fund of 10 billion yuan [18] - Lian'an Life increased its stake in Jiangnan Water by acquiring 46.99 million shares, representing a 5.03% ownership [20] - Zhongyou Life officially acquired a 5% stake in Eastern Airlines Logistics, with a total transaction value of approximately 869 million yuan [21] - China Life announced a cash dividend of 0.45 yuan per share, totaling approximately 12.71 billion yuan [26] - China Life's insurance payout exceeded 30.2 billion yuan in the first half of 2025 [27] Personnel Changes - Zhao Yue has been appointed as a member of the Party Committee and Secretary of the Discipline Inspection Commission of the Fujian Financial Regulatory Bureau [31] - Yang Fan resigned as Chairman of Xinmei Mutual, with Hu Han taking over [33] - Bai Kai is expected to become the Vice President of Taiping Group [34] Industry Dynamics - Insurance capital has accelerated its entry into the market, with 19 instances of stake increases recorded this year, nearing last year's total [40] - The insurance industry raised nearly 50 billion yuan in capital in the first half of 2025, with 13 companies involved [42] - The health insurance market is evolving, with a focus on service-oriented products and addressing the needs of chronic disease patients [51][52] Product Services - Zhong'an Insurance launched the "Zhongminbao Million Medical Insurance 2025 Edition," which includes coverage for chronic disease patients [55] - The first "Low-altitude Operation Management Liability Insurance" was implemented in Jiangsu [56] - Guo Life Property Insurance introduced the "Yao Yan Bao" comprehensive insurance, focusing on drug research and development risks [58]