列人身险机构第一。在149家柜面设立消保教育基地，并贴心服务老年客户，2025年"空中客服"服 务老年客户超8000人次。民生兜底践初心以普惠保险织密全维度保障网络"金融为民"是中国人寿 寿险四川省分公司始终坚守的初心。5年来，该公司充分发挥保险经济减震器和社会稳定器功能， 在乡村振兴、民生保障等领域持续发力，以普惠保险产品和精准帮扶举措为群众美好生活保驾护 航。在乡村振兴一线，中国人寿寿险四川省分公司推出"乡村振兴保"，构建起长效帮扶机制。在 凉山州普格县，该公司通过干部选派、产业支持、保险捐赠等组合拳开展托底性帮扶，激发当地 内生发展动力；聚焦农村保障需求，优化意外险、医疗险产品，推出涉农短险等普惠专属保险， 并在马边、雷波县等地推广惠农小额保险、关爱险、老龄险等产品，切实解决农村群众"投保难、 保障弱"问题。如今，普惠保险在农村地区的覆盖面不断扩大，2025年以来，该公司普惠保险承保 约770万人次，越来越多的农村群众享受到优质的保险服务。在民生关爱领域，中国人寿寿险四川 省分公司关注女性健康，与省妇联深化合作，捐赠1.5万份"两癌"保险，总保额达1.5亿元，为女性 群体筑起健康防护墙；大力提升老年人、 ...

【大河财立方 记者 刘安琪】见证金融榜样，见证行业发展与突破！ 近日，由河南日报社指导，河南日报社财经全媒体中心大河财立方承办的"2025金融业（河南）优秀实 践案例"征集活动落下帷幕，以案例形式呈现金融业服务河南经济高质量发展的新举措、新成果。 责编:刘安琪 | 审校:张翼鹏 | 审核:李震 | 监审:古筝 【入选理由】实体经济是金融的根基，金融是实体经济的血脉，服务实体经济是金融的天职。中原南阳 担保作为政府性融资担保机构，通过构建银担分险机制增强银行"敢贷"的信心，并充分运用自身信用为 各类市场主体"增信"，助力实体经济蓬勃发展。截至2025年11月底，中原南阳担保累计担保金额突破40 亿元，服务市场经营主体数量超过1800家。 2025金融业（河南）服务乡村振兴优秀实践案例 中原南阳担保"乡村振兴保"专项产品 【入选理由】中原南阳担保积极响应国家关于推进乡村全面振兴的号召，第一时间推出"乡村振兴保"专 项产品方案，从三个方面为乡村振兴注入担保力量： 一是通过加大对粮食主产区、产粮大县担保支持力度，特别是粮食及重要农产品种植、加工以及贸易流 通领域经营主体，增强粮食安全金融保障；二是对聚焦科研育种领域的 ...

Core Viewpoint - The China People's Property Insurance Company Tibet Branch is actively integrating into national regional development strategies by focusing on rural revitalization, improving livelihoods, and promoting green development, thereby enhancing its role as an economic stabilizer and social stabilizer [1] Group 1: Risk Protection for Agriculture and Livestock - The company has implemented agricultural insurance in Nagqu County, providing risk protection for key livestock such as yaks, which are vital for local income [1][2] - In 2025, the company insured 304,000 yaks, 124,000 sheep, and 11,000 acres of barley, offering a total risk coverage of approximately 1.67 billion yuan [2] - The insurance coverage for Tibetan cattle is 5,000 yuan per head, and for Tibetan sheep, it is 500 yuan per head, with total agricultural insurance payouts increasing from 2.14 million yuan in 2006 to 1.39 billion yuan in 2024 [3] Group 2: Service Network and Community Engagement - The company has established a broad service network in Jiangzi County, covering 19 towns and 155 administrative villages, focusing on agricultural insurance and housing insurance [5] - A "Red Station" initiative has been launched to provide convenience services and financial consultations to the community, enhancing public awareness of insurance [5][6] - The company has implemented a "Police-Insurance Link" model to streamline insurance processes and improve safety measures in high-risk areas [6][7] Group 3: Innovation and Technology in Insurance Services - The company is utilizing a digital agricultural insurance service platform called "Yunzhibao" to enhance service efficiency and accuracy [7] - From 2022 to the present, the company has provided risk coverage of 201.3 billion yuan through its agricultural insurance, benefiting 3.24 million households [7]

Core Viewpoint - The insurance mechanism is becoming a "key variable" in modern social governance, as highlighted by the 20th National Congress of the Communist Party of China, which emphasizes the need to improve the social governance system [1] Group 1: Role of China Life Insurance - China Life Insurance is leveraging its comprehensive financial advantages to enhance social governance effectiveness in areas such as medical security, elderly care, environmental governance, social management, and disaster prevention [1][2] - The company has integrated insurance mechanisms deeply into the national governance system, demonstrating a commitment to serving national development and protecting people's livelihoods [2][3] Group 2: Financial Performance - In 2024, China Life Property & Casualty Insurance's revenue surpassed 100 billion yuan for the first time, marking a significant milestone in its financial performance [2] - The company ranked 36th among the global top 50 property and casualty insurance companies, reflecting its growing competitiveness and influence in the market [2] Group 3: Case Studies in Shanxi - The implementation of the traffic accident social rescue fund in Shanxi has provided timely assistance to over 23,596 individuals affected by traffic accidents, with a total aid amount exceeding 716 million yuan [4] - The "Green Guardian" insurance developed for forest rangers offers 138 billion yuan in risk protection, showcasing the company's commitment to ecological conservation [5] Group 4: Community Engagement - The "Hundred Districts and Hundred Towns" project has established comprehensive financial service stations across 68 counties and 100 towns, providing essential services to local communities and creating over 1,021 job opportunities [6] - These service stations not only offer financial services but also empower rural governance by connecting local residents with insurance and financial products [6] Group 5: Risk Management Innovations - China Life Insurance has implemented a "risk reduction" model that combines insurance with proactive risk management, having identified over 1.5 million safety production hazards across various enterprises [7] - The company has sent over 10 million disaster warning messages, demonstrating its commitment to risk prevention and management [11] Group 6: National Implications - The practices in Shanxi serve as a model for nationwide implementation, illustrating how financial insurance can effectively participate in social governance [8][11] - The integration of insurance into social governance is seen as a crucial element in building a multi-layered social security system, contributing to China's modernization efforts [12]

Group 1: Core Insights - The implementation plan for high-quality development of inclusive finance in the banking and insurance sectors aims to strengthen the inclusive insurance system, enhance product offerings, and improve service quality over the next five years [2][10] - Recent policies have led to the development of affordable and accessible insurance products tailored for specific groups, addressing the needs of chronic disease patients and new urban residents [3][4] Group 2: Product Development and Innovation - ZhongAn Insurance has improved its medical insurance product to provide long-term medication coverage for chronic disease patients, focusing on their specific needs [3] - Taiping Life launched a targeted accident insurance product for new urban residents, covering high-risk occupations and enhancing the insurance safety net for this demographic [4] Group 3: Support for Small and Micro Enterprises - The implementation plan emphasizes the development of insurance products that cater to the needs of small and micro enterprises, enhancing their risk management capabilities [5] - China Export Credit Insurance Corporation has established a unified insurance platform to support small foreign trade enterprises, facilitating access to financial resources and professional support [6][7] Group 4: Sustainable Development of Inclusive Insurance - The sustainable development of inclusive insurance requires a balance between affordability and quality, with a focus on effective risk measurement and service coverage [9] - Companies are encouraged to optimize pricing models, enhance service offerings, and leverage digital technologies to improve operational efficiency and reduce costs [9] Group 5: Regulatory and Evaluation Mechanisms - The plan includes integrating the development of inclusive insurance into the regulatory evaluation system for insurance companies, establishing assessment mechanisms for inclusive insurance products and services [10] - The importance of setting scientific standards for evaluating inclusive insurance products is highlighted, emphasizing the need for transparency and consumer protection [10]