齐鲁晚报.齐鲁壹点李可通讯员袁明丽 此前，该行工作人员在开展"走千家访万户共成长"走访活动时，了解到王先生打算扩建温室大棚、引进 优质果蔬品种，但存在短期资金缺口。于是，工作人员主动为他匹配了"伯乐种植贷"产品，并高效完成 了调查与审批手续。 "这笔贷款太及时了！有了资金，大棚能尽快升级，明年产量和收入有望大幅提升。"王先生感激地说。 近年来，该行不断提升金融服务质量。为打通金融服务"最后一公里"，该行组建了由内勤人员和信贷人 员组成的流动金融服务队。服务队常年携带移动终端、便携式智慧柜员机和各类授信材料，深入乡村田 野、种植基地，将柜台服务延伸至生产经营一线。秉持"客户在哪里，农商银行服务就到哪里"的理念， 服务队现场为农户办理小额贷款、账户查询、支付结算等业务，还定期举办金融知识讲座，普及理财常 识和防范诈骗技巧，提高农户的金融素养和风险防范能力。 下一步，该行将继续优化服务模式，丰富产品供给，为乡村振兴和地方经济高质量发展提供持续的金融 支持。 成武农商银行一直坚守服务"三农"的初心，持续增加涉农信贷投放，创新信贷产品，优化金融服务，拓 展服务范围，致力于将便利、惠民的金融服务送到百姓身边，打造"老百姓 ...

齐鲁晚报.齐鲁壹点李可通讯员窦雪蕊 大蒜从种植到销售的顺畅流转是实现其价值的关键。该行将金融服务从种植环节向收购、仓储、加工、 销售等环节延伸，打通产业增值链条。 收购环节资金需求大、周转快。九女集镇收购商李先生每年收购旺季都面临资金缺口，以往融资困难使 其错过不少商机。该行根据其经营特点和仓储大蒜价值，为其定制"伯乐仓储贷"服务方案，授予80万元 额度。李先生可通过手机银行随时提款支付货款，资金使用效率大幅提高，收购规模扩大近一倍，带动 周边十余个村庄蒜农稳定销售。 此外，该行还提供"伯乐富农贷""伯乐种植贷"等产品和"慧农通"支付结算工具，保障蒜农收入及时实 现，增强了产业链上经营者的经营信心和活力。 成武农商银行作为扎根成武、服务地方的金融主力军，始终立足县域产业特色，采用"点上精准滴灌、 线上链式赋能、面上全域覆盖"的金融服务模式，深度参与地方特色产业发展。针对成武35万亩大蒜种 植基地的产业优势，该行从支持单个经营主体入手，贯通产业链上下游，覆盖产业全生命周期，为大蒜 产业从种植到销售的高质量发展提供有力金融支持。 聚焦个体需求，筑牢产业发展基础 "多亏农商行的50万元'鲁担惠农贷'，让我有资金扩大 ...

Core Insights - The article highlights the successful harvest of 100,000 acres of medium-temperature greenhouse mung beans in Chengwu County, supported by financial services from Chengwu Rural Commercial Bank, which plays a crucial role in the development of the mung bean industry [1] Group 1: Financial Support for the Mung Bean Industry - Chengwu Rural Commercial Bank has launched the "Bole Financial" series of credit products to meet the diverse funding needs of the mung bean industry, ensuring financial support penetrates every key link in the industry chain [2] - The bank offers differentiated financial services for various operational entities involved in planting, purchasing, storage, and transportation, facilitating the smooth operation of the mung bean supply chain [2] Group 2: Credit Products for Planting and Purchasing - In the planting phase, the bank introduced products like "Bole Planting Loan," "Bole Rich Farmer Loan," and "Bole Beneficial Loan" to support farmers in purchasing seeds, fertilizers, and greenhouse facilities, promoting standardized and large-scale planting [2] - For the purchasing phase, the bank launched "Bole Rich Merchant Loan" and "Small Business Owner Loan" to address the short-term funding needs of mung bean purchasers, ensuring smooth procurement operations [2] Group 3: Logistics and Settlement Innovations - The bank has introduced "Business Vehicle Loan" and "Flow Easy Loan" to support logistics and transportation, enhancing efficiency and market competitiveness of the industry [2] - The "Smart Agricultural Connection" service has been promoted to provide a one-stop solution for product management, order management, and payment settlement, significantly improving settlement efficiency [3] Group 4: Support for Farmers - The bank actively engages with farmers to understand their funding needs, optimizing loan processes and improving approval efficiency to ensure timely access to funds, thus aiding in increased production and income [4] - As of now, the bank has disbursed 25 million yuan in mung bean planting loans, benefiting over 200 farmers [4] Group 5: Support for Purchasers - The bank has provided flexible credit products to ensure the purchasing phase remains financially stable, allowing for smooth circulation of mung beans [5] - A notable purchaser, Mr. Li, received a 200,000 yuan "Bole Rich Merchant Loan," which significantly reduced his financing costs and allowed him to expand his purchasing scale [5] - The bank offers credit support up to 10 million yuan based on the purchaser's business scale and credit status, optimizing repayment methods to alleviate financial pressure [5][6] Group 6: Overall Impact and Future Plans - The bank's financial support spans the entire mung bean industry chain, contributing to rural revitalization and transforming mung beans into a significant industry [6] - The bank plans to continue enhancing inclusive financial services and innovating financial products to support agricultural industrialization and increase farmers' income in Chengwu County [6]