伯乐富农贷

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成武农商银行:绿色金融驱动,绘就乡村振兴新画卷
Qi Lu Wan Bao Wang· 2025-09-30 11:30
Core Viewpoint - The article highlights the integration of green finance and agricultural innovation by Chengwu Rural Commercial Bank, showcasing its efforts to support sustainable development and rural revitalization through various financial products and services [1][2][3] Group 1: Green Finance Initiatives - Chengwu Rural Commercial Bank has injected 1 million yuan into a fish-vegetable symbiosis system, demonstrating the bank's commitment to green finance and county economic transformation [1] - The bank has developed a financial service plan to support green low-carbon development, focusing on energy conservation, circular agriculture, and clean energy [1][2] - The bank has incorporated green loan growth indicators into its business department assessment system, creating an incentive mechanism to promote green credit business [2] Group 2: Collaborative Efforts - Chengwu Rural Commercial Bank has established a communication mechanism with local government agencies to jointly identify and support green enterprises [2] - The bank has created a "green approval channel" to prioritize financing for eligible green projects, enhancing market participation in green development [2] - The bank has partnered with a biotechnology company to provide 5 million yuan in loans for resource recycling initiatives, exemplifying its support for the circular economy [2] Group 3: Support for Ecological Agriculture - The bank has launched the "Bole Fumin Loan" to provide flexible financing for innovative agricultural models like fish-vegetable symbiosis and forest economy [3] - A young farmer received a 200,000 yuan "entrepreneurial guarantee loan" to establish a 20-acre ecological vineyard, showcasing successful youth entrepreneurship [3] - The bank has issued over 10 million yuan in loans to support the transformation of rural areas, promoting diverse economic activities such as agritourism [3] Group 4: Future Directions - Chengwu Rural Commercial Bank aims to continue its commitment to green finance, innovating products and service models to support rural areas in achieving both ecological and economic prosperity [3]
成武农商银行精准信贷支持,助力农资商与农户共迎丰收
Qi Lu Wan Bao Wang· 2025-09-30 11:30
齐鲁晚报.齐鲁壹点王会广通讯员朱国朝 农历八月,成武县玉米丰收在望,田间农户忙着检修农机、整饬场地,为收获做最后的准备。与此同 时,成武县南鲁集镇农资销售商方女士也迎来欣慰时刻,她经营的农资店虽已过夏季销售高峰,但老客 户纷纷前来结算货款,分享丰收喜悦。方女士表示:"看着乡亲们今年收成不错,我打心眼里高兴。" 然而,此前方女士也曾为资金周转问题焦虑。当地农资行业普遍采用"赊销"模式,农户先取货,秋粮售 出后付款。为保障农户夏季灌浆期的农资供应,方女士储备了大量农药、化肥,库存占用大量资金,赊 销款又未及时回笼,陷入"有货无钱"的经营困境。 成武农商银行在"走千家、访万户、共成长"活动中,发现了方女士的难题。客户经理主动上门,实地考 察其经营状况和信用情况后,迅速为她量身定制融资方案。很快,方女士获批了额度100万元的"伯乐富 商贷"。 方女士感慨这笔信贷是"及时雨",该贷款可随借随还、循环使用。夏季进货时她提款使用,秋收货款回 笼后随时还款,大大节约了融资成本。 成武农商银行始终坚守"支农支小"市场定位,围绕农业生产周期和资金需求特点,创新推出"伯乐富农 贷""伯乐富商贷"等普惠信贷产品。这些产品额度足、期限 ...