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韩国金融监督院加强贷款优惠条件公示
Shang Wu Bu Wang Zhan· 2025-09-05 17:34
Core Points - The Financial Supervisory Service of South Korea has revised the implementation details of the Financial Consumer Protection Act to enhance the disclosure of preferential loan conditions [1] - The revised guidelines require the disclosure of preferential interest rate conditions for residential mortgage loans and lease financing loans [1] - Credit loans are excluded from this disclosure requirement due to the diverse conditions under which individuals can receive preferential rates [1] Summary by Category Regulatory Changes - The Financial Supervisory Service has introduced new regulations aimed at improving transparency in loan conditions for consumers [1] - The changes are part of the ongoing efforts to comply with the Financial Consumer Protection Act [1] Consumer Protection - The initiative is designed to provide consumers with clearer information regarding interest rates on loans [1] - A one-stop service is being operated to collect and compare information on deposits and loans [1] Loan Types - The focus of the new disclosure requirements is on residential mortgage loans and lease financing loans [1] - Credit loans are not included in the new disclosure rules due to the variability in preferential rate conditions [1]