Core Viewpoint - The article discusses the recent actions taken by the Fuzhou Municipal Housing and Urban-Rural Development Bureau against China Merchants Bank Fuzhou Branch and AVIC Trust for their inadequate performance in ensuring the completion of housing projects, particularly in the context of the "guarantee delivery" initiative [2][4][5][7]. Group 1: China Merchants Bank Fuzhou Branch - The Fuzhou Municipal Housing Bureau issued a notice regarding the failure of China Merchants Bank Fuzhou Branch to fulfill its responsibilities in supervising pre-sale funds for the "Shimao Yunpu Mansion" project, which has not completed necessary work related to guaranteeing delivery [2][4]. - The bank was reported to have allowed the court to deduct 130 million yuan from the pre-sale funds supervision account shortly after the funds were deposited, despite prior warnings to avoid such actions [2][3]. - As a consequence of its actions, the bank has been suspended from engaging in new pre-sale fund supervision business in Fuzhou until it cooperates in completing the necessary follow-up work for the housing project [5][6]. Group 2: AVIC Trust - The Fuzhou Municipal Housing Bureau also issued a notice against AVIC Trust for its lack of action regarding the "Rongxin Jianglai" project, which has been delayed due to the trust's passive attitude towards financing efforts [7]. - AVIC Trust, holding a 60% stake in the project, has been criticized for its failure to engage in the "white list" financing process, which has negatively impacted the progress of the housing project and led to social unrest among homeowners [7]. - The Bureau emphasized that AVIC Trust's inaction contradicts the national policy aimed at ensuring housing delivery and maintaining social stability [7].