Group 1 - The company, Guorui Life, announced a loan agreement with Dalian Bank for a principal amount of RMB 130 million, with a one-year term and an interest rate of 4.0% [1] - The loan is secured by a guarantee and mortgage contract, with the company's indirect wholly-owned subsidiary, Beijing Wankangtong, assuming joint liability for the borrower's repayment obligations [1][2] - The borrower, Beijing Zhonghe Hongrun Technology Co., Ltd., applied for the loan to support its daily operations and working capital needs, and the loan term has been extended by one year compared to a previous agreement [2] Group 2 - The guarantee fee charged to the borrower is set at 1% of the actual amount drawn per year, which is considered fair and in line with market rates, providing an additional income source for the company [2] - The properties involved in the mortgage include various units within a building, totaling approximately 12,000 square meters in area [2]

Core Viewpoint - The company announced that its wholly-owned subsidiary, Guochuang Technology, has applied for a loan of 10 million yuan from the Bank of China, with the company providing a joint liability guarantee for this loan [1] Group 1: Loan and Guarantee Details - Guochuang Technology has applied for a loan of 10 million yuan, and the company has signed a "Maximum Guarantee Contract" to provide a guarantee for this loan [1] - The company has set a maximum guarantee limit of 240 million yuan for its wholly-owned subsidiary for the year 2025, and this guarantee falls within that limit, thus requiring no further review [1] - After this guarantee, the company's total guarantee balance for Guochuang Technology is 10 million yuan, with the available guarantee limit being 0 [1] Group 2: Financial Position - As of the announcement date, the company's total external guarantee balance is 110 million yuan, which accounts for 23.45% of the most recent audited net assets [1] - There are no overdue or abnormal guarantee situations reported [1]