Core Insights - The report highlights the successful implementation of the "Work Bay Reward" mechanism by Fan Jia Business Travel, which has led to cost control in business travel and enhanced employee experience for partner companies [1][2]. Group 1: Work Bay Reward Mechanism - In 2025, 51.8% of partner companies utilized the "Work Bay Reward," with 86.5% of traveling employees receiving rewards [1]. - The incentive has significantly increased employees' willingness to book travel products below the standard price, with a 77.2% rise in low-price bookings compared to 2024 [1]. - Average travel expenses for partner companies decreased by 16.3%, while employee satisfaction improved by 70% [1]. Group 2: Industry Performance - The "Work Bay" incentive model is particularly effective in high-frequency travel industries, with manufacturing, building materials, and information/communication/internet sectors accounting for 67.2% of total rewards issued [2]. - Employees in these sectors received, on average, 291.6% more rewards than those in other industries, leading to greater cost savings for their companies [2]. Group 3: Practical Applications of Work Bay - The "Work Bay" can be redeemed through the "Fan Jia Xing" app, enhancing its practicality and attractiveness for employees [4]. - The top three spending categories for "Work Bay" in 2025 were dining, transportation, and shopping, making it a common payment method for daily expenses [4]. Group 4: Global Expansion and Payment Solutions - Fan Jia Business Travel launched the "Global CEO Card," leveraging the "Work Bay" digital advantages to provide efficient cross-border payment solutions for companies operating internationally [6]. - 51.3% of companies engaged in cross-border business travel have adopted the CEO Card, with manufacturing, pharmaceuticals, and information/communication/internet sectors being the most active users [6]. Group 5: Digital Ecosystem Development - The company is building a digital ecosystem that extends from business travel management to employee consumption, enhancing cost control and employee benefits [8]. - The introduction of the "Global CEO Card" supports companies' global strategies and expands service boundaries [8]. - Future plans include deepening innovation in the "Work Bay" model and enhancing digital and global service capabilities [9].

Core Viewpoint - The launch of the "Global CEO Card" by FanJia in collaboration with Mastercard enhances cross-border payment solutions for businesses and employees, facilitating global trade expansion and operational efficiency [1][4]. Group 1: Product Features - The "Global CEO Card" supports multi-currency transactions with real-time exchange rate settlements and zero service fees, integrating both business and personal spending scenarios [4]. - Employees can make payments without the need for prior currency exchange, covering various online and offline consumption scenarios, thus achieving a seamless payment experience [4]. - The card provides real-time data transmission for spending, ensuring financial compliance and authenticity of fund usage [4]. Group 2: Strategic Partnerships and Market Position - FanJia has strengthened its international market competitiveness through strategic partnerships and investments, enhancing its global service network and resource supply system [4][5]. - Collaborations with major hotel chains like Marriott, Hilton, and InterContinental have been established to meet diverse accommodation needs [4]. - The integration of top-tier private jet resources ensures efficient air travel solutions for multinational business activities, contributing to a smooth global trade service ecosystem [5]. Group 3: Industry Context and Future Directions - As globalization accelerates, businesses face challenges such as limited payment channels and complex reimbursement processes, which the "Global CEO Card" aims to address [4][5]. - FanJia is committed to continuous resource integration and technological innovation to enhance cross-border payment and supporting service systems, empowering global trade networks [5].