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只争朝夕 信托业分类改革正当时
Xin Hua Wang· 2025-08-12 06:30
监管部门正在酝酿推进信托业务分类改革,只争朝夕,探索以信托目的、信托成立方式、信托财产 管理内容和方式作为分类的基础,将信托业务分为新的三类:资产管理信托、资产服务信托、公益/慈 善信托。 据了解,有关此次业务分类改革的征求意见稿将于近期下发,业务分类改革将作为2022年信托行业 重点工作推进。 改革信托业务分类制度确是业界翘首以盼之事。深化制度改革是转型升级之本,眼下正是信托行业 转型发展的攻坚期,强化顶层设计,也即夯实基础保障。 行业内第一份关于信托业务分类标准是2014年发布的《信托业务分类及编码》,从九个维度对信托 业务进行大类划分,具体包括:资金信托与财产信托,单一信托与集合信托,私益信托、公益信托与目 的信托,合同信托、遗嘱信托与其他书面信托,机构信托和个人信托,主动管理信托与被动管理信托, 融资信托、投资信托和事务管理信托,固定收益信托与浮动收益信托,境内运用信托与境外运用信托。 上述分类方法存在重叠交叉,且不能准确体现信托业务本质。区分如此纷繁的业务类别对业内人士 尚有难度,更遑论普通投资者。近年来,关于改革信托业务分类体系的呼声渐高,监管部门此前亦有数 次筹划。 银保监会原副主席黄洪曾表示, ...
中国对外经济贸易信托有限公司2024年年度报告摘要
Company Overview - China Foreign Economy and Trade Trust Co., Ltd. (FOTIC) is headquartered in Beijing and focuses on providing diversified high-quality trust services to support economic and social development [3][4] - The company has a total of 563 employees with an average age of 35.7 years, including 10 PhD holders (1.78%) and 370 master's degree holders (65.72%) [4] Governance and Management - The company emphasizes a governance structure that includes a shareholders' meeting, board of directors, independent directors, supervisory board, and senior management, ensuring clear responsibilities and effective internal control [13] - The company has established a comprehensive risk management system, focusing on compliance and risk control to maintain overall risk levels within acceptable limits [15] Business Strategy - The company aims to enhance its trust services by focusing on asset service trusts, asset management trusts, and public welfare trusts, aligning with national policies and market demands [6][8] - The strategic planning is guided by Xi Jinping's thoughts on socialism with Chinese characteristics, aiming for high-quality development in the trust industry [6] Market Analysis - Favorable factors for the company's development include supportive government policies aimed at economic recovery, increased domestic demand, and the promotion of technological innovation [11] - Challenges include a complex international environment, insufficient effective demand, and heightened competition among asset management institutions [12] Risk Management - The company has a robust risk management framework that includes credit risk, market risk, operational risk, liquidity risk, and legal compliance risk, ensuring that all risks are monitored and managed effectively [14][15][16][17][19][20][21] - The company actively engages in anti-money laundering efforts and enhances its information technology risk management to safeguard its operations [21] Financial Performance - The company has received a standard unqualified audit opinion from Tianzhi International Accounting Firm for its financial reports, indicating a fair representation of its financial status [23] - The financial statements reflect the company's commitment to transparency and adherence to accounting standards [23][24]